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@Anonymous wrote:Kind of surprised...
I ran about 4K through this card since I got it. Current balance is around $900.
Credit Scores:
- Experian: 699
- TransUnion: 710
- Equifax: 771
AAoA:
- TransUnion (5Y)
- Experian (3Y 10Mo)
- Equifax(5Y 2Mo)
3 Collections on TransUnion & Experian:
- $420 (ATT) - 12/09/2016
- $186 (MEDICAL) - 07/31/2015
- $75 (MEDICAL) - 02/04/2013
My income is 92K.
12 Inquiries
Other cards/limits:
- Discover IT (16K)
- BOA Visa (7.5K)
- Amazon Visa (5K)
- Sears MC (2K)
- Best Buy Visa (2K)
- Macys (1K)
WOW that's Awesome.. The Clubhouse is full of suprises Congrats!
Congratulations on the CLI and thanks for the DPs!
Does anyone know if Amex will counter with CLI offer?
DW has 50 day old $8k SL Prefered Blue Cash.
She put a few thousand through it so far.
Don't want to risk 3x request to get nothing.
If she asked for $24 (only wants $15k) and does not qualify will the offer less if she qualifies for less?
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
@Shooting-For-800 wrote:Does anyone know if Amex will counter with CLI offer?
DW has 50 day old $8k SL Prefered Blue Cash.
She put a few thousand through it so far.
Don't want to risk 3x request to get nothing.
If she asked for $24 (only wants $15k) and does not qualify will the offer less if she qualifies for less?
Yes, they will counter if 3x is a bridge too far.
Thanks.
7-10 day but it was before 60 days. lol.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
Congrats! I still don't get this 61/180 days thing with Amex. They never approved me based on that. However, always glad to hear good story like this.
OMG! 62nd day...
$20k requested and $20k instantly approved. ($8k SL)
WOW!
Thanks everyone!
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
@Anonymous wrote:Congrats! I still don't get this 61/180 days thing with Amex. They never approved me based on that. However, always glad to hear good story like this.
The soonest you can request a CLI is 61 days after card opening and you'll either get up to 3x your limit for a normal starting limit or 2x your limit for a low limit card like $500 or $1000. You can request a CLI for 1 card every 181 days after an approval. You have to wait 91 days after a CLI decline.