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AMEX Blue Cash Preferred 61 day CLI from 8K to 24K

CreditInspired
Community Leader
Super Contributor

Re: AMEX Blue Cash Preferred 61 day CLI from 8K to 24K

Congrats OP on your successful 3X CLI.

DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 11 of 26
PlasticDad
Frequent Contributor

Re: AMEX Blue Cash Preferred 61 day CLI from 8K to 24K


@jerbzzz wrote:

Kind of surprised...

 

I ran about 4K through this card since I got it.  Current balance is around $900.

 

Credit Scores:

  • Experian: 699
  • TransUnion: 710
  • Equifax: 771

AAoA: 

  • TransUnion (5Y)
  • Experian (3Y 10Mo)
  • Equifax(5Y 2Mo)

3 Collections on TransUnion & Experian:

  • $420 (ATT) - 12/09/2016
  • $186 (MEDICAL) - 07/31/2015
  • $75 (MEDICAL) - 02/04/2013

My income is 92K.

 

12 Inquiries

 

Other cards/limits:

  • Discover IT (16K)
  • BOA Visa (7.5K)
  • Amazon Visa (5K)
  • Sears MC (2K)
  • Best Buy Visa (2K)
  • Macys (1K)

WOW that's Awesome.. The Clubhouse is full of suprises Congrats! Smiley Tongue








"Give me liberty, or give me credit!" -PlasticDad


Message 12 of 26
LittleSal
Frequent Contributor

Re: AMEX Blue Cash Preferred 61 day CLI from 8K to 24K

Nice bump. Great DP’s!
Message 13 of 26
difringe
Regular Contributor

Re: AMEX Blue Cash Preferred 61 day CLI from 8K to 24K

Congratulations on the CLI and thanks for the DPs!

Scores as of 1/27/2021


Planning to garden until April 2020 (started Jul 25 2019)


Message 14 of 26
Shooting-For-800
Valued Contributor

Re: AMEX Blue Cash Preferred 61 day CLI from 8K to 24K

Does anyone know if Amex will counter with CLI offer?

DW has 50 day old $8k SL Prefered Blue Cash.

She put a few thousand through it so far.

Don't want to risk 3x request to get nothing.

If she asked for $24 (only wants $15k) and does not qualify will the offer less if she qualifies for less?

 

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2021.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything - Flagship & Syncrony






Message 15 of 26
forestgreenrover
Regular Contributor

Re: AMEX Blue Cash Preferred 61 day CLI from 8K to 24K


@Shooting-For-800 wrote:

Does anyone know if Amex will counter with CLI offer?

DW has 50 day old $8k SL Prefered Blue Cash.

She put a few thousand through it so far.

Don't want to risk 3x request to get nothing.

If she asked for $24 (only wants $15k) and does not qualify will the offer less if she qualifies for less?

 

 


Yes, they will counter if 3x is a bridge too far.

AmEx Gold, BECU Cash Back 38k, IKEA Projekt 25k, NFCU CashRewards 20k, Wayfair 17.5k, NFCU More Rewards 16.7k, PNC Core 15k, NFCU Plat 12.3k, Overstock.com 12k, AmEx BCP 12k, AmEx EDP 12k, Lowe's 12k, AmEx Delta Gold SkyMiles 10k, PNC Cash Rewards 10k, NFCU CLOC 10k, Citi DC 9.5k, BBVA Clear Points 7.5k, PayPal 2% 7k, Kay 5.25k, Huntington Voice Plat 5.1k, Amazon Store 5k, 5/3rd Trio 4k, BB&T Bright 3.5k, PayPal Credit 3.5k, J.Crew 3.5k, Macy's 3k, Disco it 2.9k, Huntington Voice Rewards 2.9k, Disco it Miles 2.5k, WF Cash Wise 1.9k, Citi Goodyear 1.9k, Cap 1 Plat 1.75k, Cap 1 QS 1.45k
Message 16 of 26
Shooting-For-800
Valued Contributor

Re: AMEX Blue Cash Preferred 61 day CLI from 8K to 24K

Thanks.

7-10 day but it was before 60 days.  lol.  Smiley Very Happy

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2021.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything - Flagship & Syncrony






Message 17 of 26
benreily
Established Contributor

Re: AMEX Blue Cash Preferred 61 day CLI from 8K to 24K

Congrats! I still don't get this 61/180 days thing with Amex. They never approved me based on that. However, always glad to hear good story like this.




Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014)EQ 781, EXP 784, TU 779
Score: (Nov 22, 2014)EQ 814, EXP N/A, TU 781
Score: (Dec 16, 2017)EQ > 720, EXP ?, TU > 730
Score: (Mar 10, 2018)EQ 736, EXP 740, TU 724
Score: (Apr 7, 2018)EQ 752, TU 750, EXP 753
Score: (Jun 14, 2018)EQ 784, TU 771, EX:777
Score: (Sep 7, 2020)EQ 760, TU 737 , EX ?
Score: (Nov 23, 2020)EQ 774 Fico 8(Through Citi), EQ 771 Fico 9(Through NFCU,PenFed), TU 751 Fico 8 (Through Barclay,Discover), EX: 739 Fico 8(through Amex)
Score: (Feb 1, 2021) From myfico.com EQ Fico 8 776,Fico 9 771, TU Fico 8 755, Fico 9 751, EX Fico 8 750, Fico 9 741
Score: (Feb 14, 2021) From myfico.com EQ Fico 8 790, TU Fico 8 789, EX Fico 8 768 (drops from 772)
Score: (Feb 21, 2021) From myfico.com
EQ Fico 8 797, TU Fico 8 791, EX Fico 8 761 (Scores fluctuated Up/Down this month)
Score: (Mar 3, 2021) From myfico.com
EQ Fico 8 792, Fico 9 816, TU Fico 8 789, EX Fico 8 768 (Scores fluctuated Up/Down this month)
Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge
Feb 1, 2021 AoOA 18 years, 10 months, AAoA 7 years, 10 months





Message 18 of 26
Shooting-For-800
Valued Contributor

Re: AMEX Blue Cash Preferred 61 day CLI from 8K to 24K

OMG!  62nd day...

$20k requested and $20k instantly approved.  ($8k SL)

WOW!

 

Thanks everyone!

Smiley Happy

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2021.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything - Flagship & Syncrony






Message 19 of 26
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: AMEX Blue Cash Preferred 61 day CLI from 8K to 24K


@benreily wrote:

Congrats! I still don't get this 61/180 days thing with Amex. They never approved me based on that. However, always glad to hear good story like this.


The soonest you can request a CLI is 61 days after card opening and you'll either get up to 3x your limit for a normal starting limit or 2x your limit for a low limit card like $500 or $1000. You can request a CLI for 1 card every 181 days after an approval. You have to wait 91 days after a CLI decline.







Message 20 of 26
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