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AMEX Blue Cash Preferred Approval

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RyeBred
Established Member

AMEX Blue Cash Preferred Approval

Today I decided to see if I was pre approved for any AMEX cards, and I ended up getting pre approved for the Blue Cash Preferred. I don't have a great grocery card so I wanted to add this card in. I plan on getting the Gold and Platnium cards in the future so I felt like this was a good first step at getting in with AMEX. I put everything through and I got approved for a 18.5k CL. Highest CL card I have now, it beat my NFCU card by 4.5k. Nice boost I got today.



TransUnion 767Equifax 749
Message 1 of 12
11 REPLIES 11
Rebuild2019
Valued Contributor

Re: AMEX Blue Cash Preferred Approval

Congratulations on your approval & SL @RyeBred 


CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 2 of 12
Creditwiser
Valued Contributor

Re: AMEX Blue Cash Preferred Approval

Nice SL !  Congrats on your approval and new relationship with Amex Smiley Wink

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 11.5K | Barclay MC 15k | Delta Gold Amex 35K | Discover IT 20K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 7k |
Message 3 of 12
MsSecondChance
Regular Contributor

Re: AMEX Blue Cash Preferred Approval

Awesome SL! Congratulations! 🥳

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 793
EX 706
EQ 649
Message 4 of 12
citymunky
Established Contributor

Re: AMEX Blue Cash Preferred Approval

Congrats.

 

AMEX keeps pushing this card to me every time I log-on to check my account, I just haven't hit the apply button yet.

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 5 of 12
RyeBred
Established Member

Re: AMEX Blue Cash Preferred Approval

@citymunky 
I would go through with it! I got a $300 welcome bonus instead of the $250. That was my point where I said I might as well get it. For groceries I've been relying on my Discover and Chase Freedom Flex quarterly 5% if that category comes up, so if you're in a similar situation having a constant 6% is pretty good. CL wise I wasn't expecting 18.5k, my highest CL was with my NFCU Cash Rewards Plus (13k after an increase). From what I've seen they're pretty generous, and seeing that you already have a relationship with AMEX I wouldn't be surprised if they gave you something good. Good luck Smiley Happy



TransUnion 767Equifax 749
Message 6 of 12
Varsity_Lu
Frequent Contributor

Re: AMEX Blue Cash Preferred Approval

@RyeBred 

Nice! I love BCP. It's my most used card that gives me the most cash back. BCE is a nice no AF card, too, that you might think about. My wife got that after she got her BCP with no hard pull. 3% on all online shopping is great. It includes Amazon and Walmart if you use Walmart Pay.

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorVentureOneVoice Rewards + Perks Checking
Mechanics Savings BankHuntington National BankCapital One, N.A.American Express National BankFidelity Investments
FICO® 8: 800 (Eq) · 785 (Ex) · 750 (TU)

Message 7 of 12
jcar
Contributor

Re: AMEX Blue Cash Preferred Approval

Congrats on your approval and nice SL! This is a good start for your relationship with Amex. 

Personal Cards

Business Cards
Message 8 of 12
Patient957
Frequent Contributor

Re: AMEX Blue Cash Preferred Approval

Nice approval!  Congrats.

Message 9 of 12
CreditAggie
Community Leader
Super Contributor

Re: AMEX Blue Cash Preferred Approval

Congratulations on your Amex BCP approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (March 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 12
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