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AMEX Blue Cash Preferred CLI from 27k to 50k

Doomgaze
Established Member
‎01-31-2019 07:20 PM
‎01-31-2019 07:20 PM

AMEX Blue Cash Preferred CLI from 27k to 50k

Thought this might be worth mentioning.  I opened this card December 2015, approved with a 1k limit.  My credit score back then was probably high 500's low 600's. I was just happy/lucky to get approved.  I followed the forums a lot back then so I knew about the Amex 3x CLI.  After 6 months I got a CLI to 3k.  After another 6 months I got a CLI up to 9k.  Another 6 months I made it to 27k.  During this time my credit score improved alot.  After another 6 months, and with scores in the 720-760 range, I went for a CLI to 50k, for a nice round number. I got the income verification response, which I never completed because their online form is broken, and I just never got around to mailing in the letter.  This was probably around the end of 2017, early 2018.

 

Every month or so through 2018 I'd reapply for the CLI, hoping it would go through.  Every time I got the income verification, the online form wouldn't work, and I left it be.  September of 2018, I got hit with an AF of $39 on my $300 limit First Progress rebuilder card that I should have closed a long time ago, and I had forgotten about it.  All my cards are on auto pay, full statement balance, so I just never think of paying.  This card wasn't, cause I never use it.  So I got hit with a late payment, and my scores dropped to 690.  They've rebounded a bit to low 700's since then.  So today, I went for the CLI again, and was instantly approved from 27k up to 50k, no income verification. I was pretty stunned, I expected income verification, or flat out denial due to the recent late 30 day late. 

Message 1 of 25
24 REPLIES 24
Brownsugav
Regular Contributor
‎01-31-2019 07:26 PM
‎01-31-2019 07:26 PM

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Congratulations on the massive increase.
Starting Score: EQ 677|TU 618|EX 627 Aug 2018
Current Score: EQ 720|TU 750|EX 743 Nov 2018
Goal Score: EQ 800|TU 800|EX 800

Take the myFICO Fitness Challenge
Message 2 of 25
AnikinsDarling
Frequent Contributor
‎01-31-2019 10:29 PM
‎01-31-2019 10:29 PM

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Congrats on your sweet CLI!

SspW.gif

Message 3 of 25
MrJamaica
Regular Contributor
‎01-31-2019 10:50 PM
‎01-31-2019 10:50 PM

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Wow
My first card 5/2017

Nfcu 3 cards
Cash 500-$23.8/ Cash 2 $15.7k/Nfcu Amex $5k-6.5
Sync 9 Cards
pp credit 2h-$5k/Marvel $10k/Tjx $4k/Lowes $3k-$30k/Rakuten $5.7k/CareC $8.2k-$20k/Sams Mc $2.4k/Ppal Mc $3.5k
Citi 6 CC
Home Depot $1k-$15k/Tire king $1.3-$3k/MacyAmx $2k-$11.5k/Citi simpli $2.2k/BestBuy Visa $4k
Other Banks
StateFarm $6.9k/Banco $2.2k/Bbva $4k/Target $1.7k/SCU $15k/Ikea-$8k-/ $14.75/ Disco $10k/
Cloc
Nfcu $15k/Cap1-Walmart $10k
Closed by me
Amex/Deserve/ollo/Amazon/bloom/ebay/shellmc
Message 4 of 25
Credit_Aholic
New Contributor
‎01-31-2019 11:46 PM
‎01-31-2019 11:46 PM

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

thanks for sharing and congrats on massive CLI

 

from 1k to 50K ... lots of patience paid off big time!

 

Message 5 of 25
ridgebackpilot
Established Contributor
‎02-01-2019 12:27 AM
‎02-01-2019 12:27 AM

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Well done! I just received a 3X CLI on my BCP card to $24K. In another six months, I'll be looking to replicate your achievement! 

Message 6 of 25
CerebralZulu
Frequent Contributor
‎02-01-2019 02:47 AM
‎02-01-2019 02:47 AM

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Wow, congrats. Your success goes against all of the conventional wisdom on payments and cli over 25000. Well done!


Message 7 of 25
doinit1
Valued Contributor
‎02-01-2019 03:46 AM
‎02-01-2019 03:46 AM

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Very NICE...congratulations on your increase!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 8 of 25
Priory_Man
Established Contributor
‎02-01-2019 04:29 AM
‎02-01-2019 04:29 AM

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Very nice increase, in fact when it comes time for me to try, I will be sending you my login info, and you can do it for me, cos you are obviously doing something right. Smiley Wink

Credit Unions:





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 9 of 25
lupoli
Regular Contributor
‎02-01-2019 05:05 AM
‎02-01-2019 05:05 AM

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Congrats. Thats a monster cli

Message 10 of 25
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