AMEX Blue Cash Preferred CLI from 27k to 50k

[CreditInspired]

We are all stunned 😳 and congratulations OP on your patience and persistence. 🎊

Thanks for sharing this great story. This is a huge CLI and no 4506-T request either. Practically unheard of. 😁 WooHoo

I guess an AmX exec said, “oh come on guys, he’s not going to stop until we give it to him!” 😂🤣

I luv it. WTG!

[Cred4All]

Congrats on the dedication and CLI.  Definitely awesome to achieve that without any verification form.  I hope to walk in your footsteps!

[Flex1]

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@Doomgaze wrote:

Thought this might be worth mentioning.  I opened this card December 2015, approved with a 1k limit.  My credit score back then was probably high 500's low 600's. I was just happy/lucky to get approved.  I followed the forums a lot back then so I knew about the Amex 3x CLI.  After 6 months I got a CLI to 3k.  After another 6 months I got a CLI up to 9k.  Another 6 months I made it to 27k.  During this time my credit score improved alot.  After another 6 months, and with scores in the 720-760 range, I went for a CLI to 50k, for a nice round number. I got the income verification response, which I never completed because their online form is broken, and I just never got around to mailing in the letter.  This was probably around the end of 2017, early 2018.

Every month or so through 2018 I'd reapply for the CLI, hoping it would go through.  Every time I got the income verification, the online form wouldn't work, and I left it be.  September of 2018, I got hit with an AF of $39 on my $300 limit First Progress rebuilder card that I should have closed a long time ago, and I had forgotten about it.  All my cards are on auto pay, full statement balance, so I just never think of paying.  This card wasn't, cause I never use it.  So I got hit with a late payment, and my scores dropped to 690.  They've rebounded a bit to low 700's since then.  So today, I went for the CLI again, and was instantly approved from 27k up to 50k, no income verification. I was pretty stunned, I expected income verification, or flat out denial due to the recent late 30 day late. 

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That is one huge CLI!!! Congrats!!!!!!! 

[kilroy8]

Congrats!

I got mine up to 18K about a year ago, and I have been afraid to push it further.

[LittleSal]

Sweet!

[Meskini]

congratulations on the super increase.

[Doomgaze]

Thanks! I'll just add that I've never carried a balance on this card, always PIF each month. Used to pay multiple times a month, but then I just let auto pay statement balance do it's thing. I don't use the card very often anymore. It used to be my gas card, but I got a PenFed card for that now. I only use this card at grocery stores, which isn't often since I usually buy groceries at Walmart. Once or twice a year though, I'll buy like 2-3k in gift cards at the grocery store, and use them to pay for vacations. Usually Disney gift cards, sometimes Southwest gift cards. I get the 6% cash back, plus free gas from the stores loyalty card. My highest balance ever on this card was probably just under 4k.

[VoltronM]

Congrats on massive CLi !!!

[Pedro1]

Well done. That’s great work.

[clark_d_shark]

Congratulations on the approval!