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AMEX Blue Cash Preferred CLI from 27k to 50k

CreditInspired
Super Contributor

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

We are all stunned 😳 and congratulations OP on your patience and persistence. 🎊

Thanks for sharing this great story. This is a huge CLI and no 4506-T request either. Practically unheard of. 😁 WooHoo

I guess an AmX exec said, “oh come on guys, he’s not going to stop until we give it to him!” 😂🤣

I luv it. WTG!


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 11 of 25
Cred4All
Valued Contributor

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Congrats on the dedication and CLI.  Definitely awesome to achieve that without any verification form.  I hope to walk in your footsteps!


Message 12 of 25
Flex1
Regular Contributor

Re: AMEX Blue Cash Preferred CLI from 27k to 50k


@Doomgaze wrote:

Thought this might be worth mentioning.  I opened this card December 2015, approved with a 1k limit.  My credit score back then was probably high 500's low 600's. I was just happy/lucky to get approved.  I followed the forums a lot back then so I knew about the Amex 3x CLI.  After 6 months I got a CLI to 3k.  After another 6 months I got a CLI up to 9k.  Another 6 months I made it to 27k.  During this time my credit score improved alot.  After another 6 months, and with scores in the 720-760 range, I went for a CLI to 50k, for a nice round number. I got the income verification response, which I never completed because their online form is broken, and I just never got around to mailing in the letter.  This was probably around the end of 2017, early 2018.

 

Every month or so through 2018 I'd reapply for the CLI, hoping it would go through.  Every time I got the income verification, the online form wouldn't work, and I left it be.  September of 2018, I got hit with an AF of $39 on my $300 limit First Progress rebuilder card that I should have closed a long time ago, and I had forgotten about it.  All my cards are on auto pay, full statement balance, so I just never think of paying.  This card wasn't, cause I never use it.  So I got hit with a late payment, and my scores dropped to 690.  They've rebounded a bit to low 700's since then.  So today, I went for the CLI again, and was instantly approved from 27k up to 50k, no income verification. I was pretty stunned, I expected income verification, or flat out denial due to the recent late 30 day late. 


That is one huge CLI!!! Congrats!!!!!!! Smiley Surprised

Message 13 of 25
kilroy8
Super Contributor

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Congrats!

 

I got mine up to 18K about a year ago, and I have been afraid to push it further.

Message 14 of 25
LittleSal
Frequent Contributor

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Sweet!
Message 15 of 25
Meskini
New Contributor

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

congratulations on the super increase.



We live and learn!
Message 16 of 25
Doomgaze
Established Member

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Thanks! I'll just add that I've never carried a balance on this card, always PIF each month. Used to pay multiple times a month, but then I just let auto pay statement balance do it's thing. I don't use the card very often anymore. It used to be my gas card, but I got a PenFed card for that now. I only use this card at grocery stores, which isn't often since I usually buy groceries at Walmart. Once or twice a year though, I'll buy like 2-3k in gift cards at the grocery store, and use them to pay for vacations. Usually Disney gift cards, sometimes Southwest gift cards. I get the 6% cash back, plus free gas from the stores loyalty card. My highest balance ever on this card was probably just under 4k.
Message 17 of 25
VoltronM
Senior Contributor

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Congrats on massive CLi !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 18 of 25
Pedro1
Frequent Contributor

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Well done. That’s great work.
Message 19 of 25
clark_d_shark
Established Contributor

Re: AMEX Blue Cash Preferred CLI from 27k to 50k

Congratulations on the approval!

Fico Scores as of March 2020 TU (739) EX (748) EQ (776)



Message 20 of 25
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