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Asked for $40k, got IV, asked for $30k and it was accepted!
Age: 19
Income: $60,000
FICO 8 Experian: 778
AAoA: 1 year, 1 mo
Accounts: 5 credit cards, 1 SSL
INQ: 5
UTI: 5%
Thanks so much! After incredibly reckless spending and economic turmoil with my parents, I am trying to build a very solid credit profile and good financial health at a young age.
I wonder how high they will let me push my CL!
#Winning. Congrats!
Super Congrats to you!
That right there is about as good as it gets.
I love seeing the SSL for your credit, that im sure is really helping your scores.
Keep up the good work and keep everything in check.
Remember to only charge/credit items that you not only need,
but would normally purchase and pay in full either before or right after statement
to avoid paying interest. Do not get behind with that method,
unless taking advantage of a 0% intro or apr/BT offer.
Do not slip from that and all will be good.
Next up to bat (if not already) prepare for your future.
Investments/Retirement/Mortgage etc.
Good Luck!
@Anonymous wrote:Asked for $40k, got IV, asked for $30k and it was accepted!
Age: 19
Income: $60,000
FICO 8 Experian: 778
AAoA: 1 year, 1 mo
Accounts: 5 credit cards, 1 SSL
- Chase Freedom $3,000 (opened 10/16)
- Capital One QS $950 (opened 11/16)
- Alliant SSL $500 (opened 06/17)
- Chase Sapphire Preferred $10,000 (opened 10/17)
- American Express Everyday formerly $10,000 to $20,000 (opened 12/17 not reporting)
- American Express Preferred Rewards Gold (opened 12/17)
INQ: 5
UTI: 5%
Congratulations on an amazing CLI with Amex at 19! That's awesome. Also fabulous DP. It's truly appreciated!
Congrats on Amex CLI!!!