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AMEX CLI $20k to $30k at 19!

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Anonymous
Not applicable

AMEX CLI $20k to $30k at 19!

Asked for $40k, got IV, asked for $30k and it was accepted!

 

Age: 19

Income: $60,000

FICO 8 Experian: 778

AAoA: 1 year, 1 mo

Accounts: 5 credit cards, 1 SSL

  1. Chase Freedom $3,000 (opened 10/16)
  2. Capital One QS $950 (opened 11/16)
  3. Alliant SSL $500 (opened 06/17)
  4. Chase Sapphire Preferred $10,000 (opened 10/17)
  5. American Express Everyday formerly $10,000 to $20,000 (opened 12/17)
  6. American Express Preferred Rewards Gold (opened 12/17)

INQ: 5

UTI: 5%

Message 1 of 14
13 REPLIES 13
Felony_Phil
Established Contributor

Re: AMEX CLI $20k to $30k at 19!

Crushin' it.
Message 2 of 14
MrDFinance
Established Contributor

Re: AMEX CLI $20k to $30k at 19!

Congrats!! Your doing awesome man.... Set the example for those around you...... Keep it up Smiley Happy
Message 3 of 14
Anonymous
Not applicable

Re: AMEX CLI $20k to $30k at 19!

Thanks so much! After incredibly reckless spending and economic turmoil with my parents, I am trying to build a very solid credit profile and good financial health at a young age.

 

I wonder how high they will let me push my CL!

Message 4 of 14
Felony_Phil
Established Contributor

Re: AMEX CLI $20k to $30k at 19!

I've seen one person here get 38k without incident.

You must have a birthday soon
Message 5 of 14
Cred4All
Valued Contributor

Re: AMEX CLI $20k to $30k at 19!

#Winning.  Congrats!


Message 6 of 14
Anonymous
Not applicable

Re: AMEX CLI $20k to $30k at 19!

Super Congrats to you!

 

That right there is about as good as it gets.

I love seeing the SSL for your credit, that im sure is really helping your scores.

 

Keep up the good work and keep everything in check.

Remember to only charge/credit items that you not only need,

but would normally purchase and pay in full either before or right after statement

to avoid paying interest. Do not get behind with that method,

unless taking advantage of a 0% intro or apr/BT offer.

 

Do not slip from that and all will be good.

Next up to bat (if not already) prepare for your future.

Investments/Retirement/Mortgage etc.

 

Good Luck!

Message 7 of 14
Anonymous
Not applicable

Re: AMEX CLI $20k to $30k at 19!


@Anonymous wrote:

Asked for $40k, got IV, asked for $30k and it was accepted!

 

Age: 19

Income: $60,000

FICO 8 Experian: 778

AAoA: 1 year, 1 mo

Accounts: 5 credit cards, 1 SSL

  1. Chase Freedom $3,000 (opened 10/16)
  2. Capital One QS $950 (opened 11/16)
  3. Alliant SSL $500 (opened 06/17)
  4. Chase Sapphire Preferred $10,000 (opened 10/17)
  5. American Express Everyday formerly $10,000 to $20,000 (opened 12/17 not reporting)
  6. American Express Preferred Rewards Gold (opened 12/17)

INQ: 5

UTI: 5%


Congratulations on an amazing CLI with Amex at 19! That's awesome. Also fabulous DP. It's truly appreciated!

tenor

 

Message 8 of 14
Anonymous
Not applicable

Re: AMEX CLI $20k to $30k at 19!

Congrats on Amex CLI!!!Smiley Very Happy

Message 9 of 14
Anonymous
Not applicable

Re: AMEX CLI $20k to $30k at 19!

As with your past couple of approval posts, I remain impressed.

Congrats and keep up the good work.
Message 10 of 14
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