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AMEX CLI APPROVED

Credit4Growth
Valued Contributor

Re: AMEX CLI APPROVED

😃 Congrats on your Amex. EP approval!

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 11 of 19
2ski
Contributor

Re: AMEX CLI APPROVED

Congratulations!




Current FICO 8:
Current FICO 9:

Inquires :              

Message 12 of 19
GApeachy
Super Contributor

Re: AMEX CLI APPROVED

Wow!  You dumped some big one$....pretty cool. Congrats on the 3x's!  Gotta Heart Amex!

Also, thx for posting about BB&T.  That's pretty cool too that they give warning and will let you use it to keep it open.  It is that kind of letter right?  Or are they just closing it and letting you know why?

"My Take Home Pay Don't Take Me Home"
Message 13 of 19
mrcraft
Valued Contributor

Re: AMEX CLI APPROVED

Congratulations on your CLI!!




Message 14 of 19
BAD_UP
Established Contributor

Re: AMEX CLI APPROVED

Congrats on your Amex 3X CLI 🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 15 of 19
Curious_George2
Valued Contributor

Re: AMEX CLI APPROVED

Congrats on the huge CLI! That's one of the biggest 3x ones we've seen. Sounds like they never requested, and you never provided, a Form 4506-T to verify income, right?

 

Amex seems to typically save this type of generosity for long-time customers. But you said you recently got this card. Did you build history with them on another card, or are they just warming up to you unusually quickly? Smiley Happy


Message 16 of 19
Harvey26
Valued Contributor

Re: AMEX CLI APPROVED

@GApeachy It was a letter saying they will close if I dont use. 

Message 17 of 19
Harvey26
Valued Contributor

Re: AMEX CLI APPROVED

@Curious_George2 They used my previous 4506-T Form that I submitted for my BCE account I got in August. I had AMEX history since 2016 had a BCP back then and I also have comparable trades outside of them. 

Message 18 of 19
LP007
Regular Contributor

Re: AMEX CLI APPROVED

Sweeeeeet! 

Lu-u-u-u-ucky-y-y-y-y-y.






Message 19 of 19
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