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AMEX CLI question

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fungoman
Regular Contributor

Re: AMEX CLI question

If it were me I'd go for full amount. If they request a 4506t then so be it. Which card do you use more?
Message 11 of 15
mauve
Valued Contributor

Re: AMEX CLI question

I've only had the BCP for 2 weeks! I probably spend more on the Costco, considering that I use it for gas. At least for now.  


Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


Take the myFICO Fitness Challenge
Message 12 of 15
mauve
Valued Contributor

Re: AMEX CLI question

They countered at $23,600. I accepted. Perhaps I should have just waited my 61 days and tripled the BCP. Still, today, I increased Discover from $13,300 to $17,800 and TE from $18,000 to $23,600....I guess $10,100 in increased CL isn't bad for a day's work! 


Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


Take the myFICO Fitness Challenge
Message 13 of 15
efranklin23
Valued Contributor

Re: AMEX CLI question


@mauve wrote:

They countered at $23,600. I accepted. Perhaps I should have just waited my 61 days and tripled the BCP. Still, today, I increased Discover from $13,300 to $17,800 and TE from $18,000 to $23,600....I guess $10,100 in increased CL isn't bad for a day's work! 


Congrats!!! And that's not bad at all!

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 14 of 15
BigBS
Senior Contributor

Re: AMEX CLI question

Very nice indeed!  I went for a CLI on my BCP last week asking for $50k and was asked for the 4506T.  Called the CSR to cancel the request and had her input one for $40k and again was asked to fill out the 4506T.  She wasn't really sure what the limit was when that started.  Anyway, ensured both of those requests were cancelled and did a 3rd for $34.5k and instantly approved.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 15 of 15
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