Apparently you DON'T need to wait 90 days after a CLI denial if it was for low usage of current credit limit! YMMV, but I got denied for a CLI for that reason, maxed out the card, payed it off, and within 2 weeks I applied for another and got approved for 3x
Ex: 742, TU: 726, EQ: 733 03/31/2021 Discover it cashback: $10900 Citi DC: $13000 WF Propel: closed 2k Amex BCED: $3000 Amex Gold: $NPSL Amex Plat: NPSL Cap1 QS: $3200 Cap1 VX $50k VS CC: $2900 Kohls: $3000 Synchrony car care: $3000 citi best buy visa: $8500
High Bal Jan 2009 $116k on $146k limits 80% Util. Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727 April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812 Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831 March 2021 $33k on $312k EQ 796 TU 798 EX 801 May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777 April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
