This deal was too good to pass up for us, but I didn't want to come out of the garden yet. I did the prequal, and for the first time that I've been checking, DW was pre-qualified for AMEX cards, although they were the Delta cards. I decided that was a good sign, so we went incognito several times until the 5% offer popped up and app'd for it. She was instantly approved for $2K @ 23.49%. It's Meh, but for her thin file, its fine. I know it will grow, and that's about the monthly spend we'll be putting on it, so it will work. We'll have no problem maxing out the $10K spend to get the full $500 cashback within 6 months. We will use this card uncategorized spend, all vacation expenses this summer, and I have to buy tires for my truck soon, so getting 5% on $10K and still being 0% for 15 months is pretty awesome
Congratulations on her approval!