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I decided to finally pulled the trigger on Amex and Citi!! Approved!
Amex story: I was reading on the forums about members being able to apply for two Amex cards as long as one was a Charge card (PRG) and the other was a Revolver card (EDP), so I went to the Amex website and a pre-qual to see if I matched any of their cards. I was matched for three cards: Premier Rewards Gold (50K MR), EveryDay Preferred (30K MR) and then another Silver rewards card with Zero Fee (don't remember the name). This is where i screwed up I think??? Instead of "Right clicking to open a new "Windows Tab" when I clicked "Apply" for the Amex EveryDay Preferred I simply clicked apply which closed my (Pre-Qual page) and opened my application for the EveryDay. Fast foward, once I was approved for the EveryDay Preferred, I tried to do a pre-qual again to see if I could get the 50K MR for the PRG but I kept getting an Error page everytime I submited. So, I went ahead and did a manual application for the Amex Premier Rewards Gold (25K MR.. ), but approved
Citi Story: I wasn't sure if I wanted to apply for a Citi card because I am already an AU on a Citi Double Cash with a 30K limit. However, I figured I would give it a try and see if having the Citi AU on my credit profile would have an impact on a approval with a high SL. So, I applied and got the "Thank you for your interest in the Citi® Double Cash Card account. We're reviewing your application submitted on 09/01/2018 and will get back to you within 7-10 days." I figured I was declined for the card and was regretting applying.... However, about 15 minutes after my application, I recieved another email saying "You've been Approved!"
Amex ED Peferred SL: 4k
Amex PRG SL: ??? lol.
Citi Double Cash SL: 8.6K
What is your FICO Score: EQ: 731, TU: 737, EX: 745
Citi Pulled: EQ and EX (Confirmed via MyFICO)
Amex Pulled: EX (Confirmed via MyFICO)
UTIL: 8%
Income: $100,000+
Baddies: Two "30 Late" - 4 yrs ago
Beautiful post, B. I wish more OPs were so filled with vital DPs. Great job.
And Congrats! on your excellent approvals. Seems you read Citi right @ 8.6K SL.
Very nice - congrats!
Very thorough write-up and great data... congrats on the approvals!!
Boom! Congrats!!!
Thanks for the awesome DPs too.
Congratulations on the new accounts! ☺️
@Anonymous wrote:
Congrats on your approvals!!!! Those Amex Pre Approvals have been clutch. I was able to get 1 Charge and 2 revolvers last week on the same day with a SP.
Did you already have an Amex card prior to getting the 3 cards last week?
Congrats on the approvals!
@SweetCreditObsession wrote:
@Anonymous wrote:
Congrats on your approvals!!!! Those Amex Pre Approvals have been clutch. I was able to get 1 Charge and 2 revolvers last week on the same day with a SP.Did you already have an Amex card prior to getting the 3 cards last week?
Yes, I had a BCE card.