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I caught the holiday app spree fever. Saw 25k/2k spend for ED and 50k/2k spend for PRG incognito...so I said why not go for it.
Instantly approved for $10k for ED (same as my CSP, guess Amex really is in competition) and PRG! Yippee! No INQ thus far, so we shall see! Was previously pre-qual for ED, PRG, and BCE.
Update: pulled EX
Can't wait to make it $30k Time to sit in the garden for 23 months until I can downgrade CSP to FU, app for CSR, and get that bonus!
Age: 19
Income: $55,000 (working, not in college)
FICO 8 Experian: 755
AAoA: 9 months
Accounts: 3 credit cards, 1 SSL
INQ: 4
UTI: 2%
Congratulations on your approvals! You've got a great base of cards to use in the future!
Thanks everyone! Time to baby these cards and watch the ED grow! As my habits change, I want to PC the ED to EDP and PRG to Platinum. But for now, I'm very content
Thank you everyone on this forum for making my journey possible!
Btw, APR is 19.24%. Pre-qual stated 16.24%, but only had 15k/1k offer.
Congratulations! You'e on your way. Amex is on my radar, but won' app until they give me a pre-approval later on.
@sapphireminer
I'm going the same route as you (exact same cards), but I'm 18 still. Just an idea, that my CPC banker gave me, apply for CSP when comfortable (you already have it), get credit limit increase, and then product change to CSR. I have a feeling the UW criteria are lower for PC to CSR from CSP, rather than direct applying. Just an idea....
Good luck!
Amex PRG
Cap One Quicksilver
Discover Chrome
Going for Chase Freedom in 6 months!
Congrats on your approvals!