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AMEX ED Pre-approved

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SwarthyOgre
Regular Contributor

AMEX ED Pre-approved

A year or so into my rebuild journey (Jun '17) AMEX gave me a BCE with a SL of 1,400 (TU 667, 2 INQ, 35% UTIL) and since then I have gotten my inital 61 day 3X CL (Aug '17) and a 6 month 3X CLI (Feb '18). I noticed early this month an offer for an ED card with an MR bonus, 0% purchase int until June '19 and a 0% int for 16 month no fee BT offer good thru 60 days from open...so I jumped on it. Instant approval (TU 699, 4 INQ, 31% UTIL) for 9,800 (7X my BCE SL). I have some balances I want to shuffle around to get two CC UTIL under 30% then I swear on my NFCU CC that im staying in the garden for at least 3 months. Hopefully my DP helps someone.




Starting scores: 5/15 - EQ: 546 | TU: 580 | EX: 554
Current scores: 4/23 - EQ: 750 | TU: 750 | EX: 750
Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: AMEX ED Pre-approved

Congratulations on your new AMEX card with a nice SL! You should be be able to hit them up for a 3x CLI in 61 days. Here is link that you may need, https://www.timeanddate.com/date/dateadd.html. Glad to read that it comes with a 16 month BT with 0%! 

Message 2 of 11
simplynoir
Community Leader
Mega Contributor

Re: AMEX ED Pre-approved

Congratulations on your new card!
Message 3 of 11
AverageJoesCredit
Legendary Contributor

Re: AMEX ED Pre-approved

Big gratsSmiley Happy. Heck of a rebuildSmiley Happy Shrek would be proudSmiley Happy
Message 4 of 11
Gregory1776
Valued Contributor

Re: AMEX ED Pre-approved

CONGRATULATIONS! 

 

Only 3 Months!!?😁

Message 5 of 11
SwarthyOgre
Regular Contributor

Re: AMEX ED Pre-approved

3 months will put me close to inquiries falling off, a few CLI and my 91/3 with NFCU. CLI and 2nd card? Maybe.



Starting scores: 5/15 - EQ: 546 | TU: 580 | EX: 554
Current scores: 4/23 - EQ: 750 | TU: 750 | EX: 750
Message 6 of 11
Anonymous
Not applicable

Re: AMEX ED Pre-approved

Congratulations on your ED approval! Nice Amex SL

Message 7 of 11
Cherekas
Frequent Contributor

Re: AMEX ED Pre-approved

Congrats and way to go on your rebuild! 

Score: F8 EQ 609, EX 597, TU 614 (1/17) Current Score: F8 EQ 701, EX 714, TU 689 (12/18)

Goal Score: 700+ across all 3--Gardening until May 2019
USAA Amex-USAA Rate Advantage VS- Amex Gold- Amex Delta Blue- Macys- NYC CC- Victoria's Secret- Cap 1 QS- NFCU CR- Care Credit- Firestone- Sams Club CC- Best Buy Visa- Paypal 2% MC

Total CL $96,300
Message 8 of 11
Anonymous
Not applicable

Re: AMEX ED Pre-approved

Great SL. Congrats.
Message 9 of 11
SwarthyOgre
Regular Contributor

Re: AMEX ED Pre-approved

Thanks everybody, it's my highest SL to date! I've hada great experience with AMEX to date and look forward to keeping them in the wallet for years to come.

 

I JUST got my 2nd 3X CLI on my first card with them (BCE) so in theory it will be 6 months before I can get another CLI on any of my cards if what I have read is correct. Of course im going to test this with a CLI request after I get the card and activate it...I will report back.




Starting scores: 5/15 - EQ: 546 | TU: 580 | EX: 554
Current scores: 4/23 - EQ: 750 | TU: 750 | EX: 750
Message 10 of 11
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