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AMEX EveryDay approved after CO

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Established Member

AMEX EveryDay approved after CO


@JAG73 wrote:

Why tomorrow? Do it now! 😂


Lol I guess I can give you the credit for pushing me to do it.  I got instant approval for a $22k CL.  I went with the free Everyday card.  Probably never use it other then the offer first three months to get the 25,000 in points.  It even came up asking if I want a business gold card also. Lol do I dare try for the Wells Fargo also now???  I think I will wait a few months for that one.

 

Backstory: 19 years ago let Amex send me to their collections for after I maxed out my card.  Never paid and they ended up having to CO.  It was several other banks also, not something I am proud of.  I was young and dumb.  Worked really hard to rebuild my credit.  Credit scores above 800 on all three reports.  Got cards back with all the banks except Amex and Wells Fargo.  I thought they both always had a blacklist for life.  Guess Amex does not.  I haven't tried WF yet.  This gives me more hope.

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Moderator

Re: Wells Fargo or AMEX after CO

That is awesome! Congrats! 

And yes I’m taking ALL THE CREDIT 😛 lol just kidding. 

But that is an amazing approval 👍🏽

 

Ps...use the card 😂

Got some pruning to do... No more new cards!
Message 2 of 11
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Community Leader
Super Contributor

Re: Wells Fargo or AMEX after CO

Okay double shoutouts. WooHoo WooHoo!!

One for @jag73 for giving you the confidence to “Just Do It!”

And another to you, OP, “for doing it!” Congratulations on getting back in with AmX, for the approval, and for the monster SL.

WTG!

DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 3 of 11
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Regular Contributor

Re: Wells Fargo or AMEX after CO

Congratulations!

 

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Message 4 of 11
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Established Member

Re: Wells Fargo or AMEX after CO

Thanks everyone, I will probably use it more then I thought I would.  I just looked at the offers for local merchants around me and some of them are really good deals.

 

BTW if you are debating about trying AMEX, make sure you do the prequalifiation, the offers seem better.  The offer I was given was 25,000 member points with $2,000 and when I just looked at the cards via their regular page it says 15,000 after spending $1,000.  I can easily spend the additional $1,000 on bills, heck it's car registration time anyways.  It did say that 25,000 was a special offer only available during that precheck.

Message 5 of 11
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Senior Contributor

Re: Wells Fargo or AMEX after CO

Congrats on your approval and Monster SL !!!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 11
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Moderator

Re: Wells Fargo or AMEX after CO

Congrats on your approval! I split your thread and updated the title; feel free to change it by editing your post.
Message 7 of 11
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Established Member

Re: Wells Fargo or AMEX after CO


@K-in-Boston wrote:
Congrats on your approval! I split your thread and updated the title; feel free to change it by editing your post.

Thank you

Message 8 of 11
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Valued Contributor

Re: AMEX EveryDay approved after CO

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the Approval, the LEGENDARY SL, and Welcome Back to the AMEX family!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 9 of 11
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Valued Contributor

Re: AMEX EveryDay approved after CO

Congrats on the approval!


Scores - All bureaus 756 +
TCL - Est. $275K
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