cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX Everyday and Discover IT approved!

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
New Contributor

AMEX Everyday and Discover IT approved!

On a whim and a "meh, eff it. Let's just see," I decided to go for the Amex Everyday. After a spinning wheel and a "provide more info" and "check off your assets," I was approved! Only $1000 limit, but I'm in. Then I said, "hey, why not Discover, too?" Any got that as well! $1600 limit. Clearly, these aren't that awesome limit wise, but I'm not too upset and kind of excited to be in the Amex family.

 

Two scores in the 630-range, one at 605. I have Cap1 Quicksilvers close to capacity and an income of $95k. 

 

I am waiting the 30 days from Chase on the Freedom.

 

Happy to be moving along in my credit process.

11 REPLIES 11
Frequent Contributor

Re: AMEX Everyday and Discover IT approved!

Congratulations on your double approvals!! Smiley Happy

 

Chase Sapphire Preferred- BOA Travel Rewards- Cap One QS MC- Barclay JetBlue MC- Barclay Apple Rewards- Synchrony Walmart MC- BP Gas

AMEX Platinum Card- NPSL // AMEX Premier Gold Card- NPSL // Discover IT // Bank of America Travel Rewards // Chase Sapphire Preferred // AMEX Delta Platinum // Venture One // Barclays JetBlue MC // Synchrony Walmart MC // Barclays Apple Rewards // AMEX BCE // Blaze MC // BP Gas

Capital One Spark Business Visa // BP Business Solutions MC
Message 2 of 12
Valued Contributor

Re: AMEX Everyday and Discover IT approved!

Congrats. Those are some very nice approvals with scores in the low 600's. Are those real FICO scores or scores from CK?

Only asking cuz I didn't think either Amex pen discover would approve with scores in the low 600's. I would have thought 650 or above minimum.

You should be very happy. The limits will raise with time and good history. Both cards are good ones. (Especially Discover!!!) Congrats again!
FICO 09 TU= 787 (Aug) EQ= 774 (Aug) EX= 801 (Aug) Favorites: Citi DC, AMEX Gold and U.S. Bank Cash+
Message 3 of 12
New Contributor

Re: AMEX Everyday and Discover IT approved!


@Djgrolyos wrote:
Congrats. Those are some very nice approvals with scores in the low 600's. Are those real FICO scores or scores from CK?

Only asking cuz I didn't think either Amex pen discover would approve with scores in the low 600's. I would have thought 650 or above minimum.

You should be very happy. The limits will raise with time and good history. Both cards are good ones. (Especially Discover!!!) Congrats again!

Thanks! Those are my actual FICO scores from MyFICO. My CK scores are 656+ (last I checked late last week). 

 

I am happy and surprised to be onboard with both banks. And, you're right, I'm not going to sweat the limits. I will use them and pay them faithfully and ride it out. My Cap1 limits are $1750 and $2k. I have a USBank Secured Visa at $300 that I only use to pay Netflix. That was my first card when I started rebulidng a couple years ago. I tihnk I've made some decent progress. I'm not where I'd hoped to be by now, but I'm certainly not where I was.

 

Thanks again!

Message 4 of 12
Senior Contributor

Re: AMEX Everyday and Discover IT approved!

Congrats on two really great approvals
Message 5 of 12
Established Contributor

Re: AMEX Everyday and Discover IT approved!

Congrats on both as they can be hard to crack. I have Disco and I use it an pay in full. I will try amex once I get my stuff aging a bit anc clean up my EX report. Its cool you in both.  Read up on the Disco and Amex guides on here and your limits will grow.

Message 6 of 12
Valued Contributor

Re: AMEX Everyday and Discover IT approved!

Congrats on both cards. I don't have AmEx. But I do have Discover. And  you have a great card there. Great perks and benefits. Amazing customer service reps. Also, make sure to look into Discover Deals. I've saved quite a bit of money using the Discover Deals shopping portal. 

 

Enjoy!

"Hover mouse over cards to see CL and APR info"


Message 7 of 12
Contributor

Re: AMEX Everyday and Discover IT approved!


@DCDoubleK wrote:

On a whim and a "meh, eff it. Let's just see," I decided to go for the Amex Everyday. After a spinning wheel and a "provide more info" and "check off your assets," I was approved! Only $1000 limit, but I'm in. Then I said, "hey, why not Discover, too?" Any got that as well! $1600 limit. Clearly, these aren't that awesome limit wise, but I'm not too upset and kind of excited to be in the Amex family.

 

Two scores in the 630-range, one at 605. I have Cap1 Quicksilvers close to capacity and an income of $95k. 

 

I am waiting the 30 days from Chase on the Freedom.

 

Happy to be moving along in my credit process.


Congratulations on your approvals. Sometimes risks pay off.

FAKO: TU (677) EQ (664)
FICO8: TU (638) EQ (623)EXP (662)
Entering the Garden Sometime in 2017
Goal: Low 700's by the end of 2017
AMEX Plat | PRG | Delta Gold $5,000 | BCE $1,000 Barclay Rewards MC $1500 PenFed Power Cash Rewards Visa $4500 | OLOC $500 Capital One QS $1700 / QS1 $1800 USAA Secured AMEX $1000 BoA Secured Cash Rewards $500 Discover It Secured $2500 NavyFed NRewards Secured $2000 | PLOC $2500
Message 8 of 12
Established Contributor

Re: AMEX Everyday and Discover IT approved!

Congrats! Both cards have the opportunity to grow quickly.


Discover It $21.5k
Citi DC WEMC $16.8k
USBank Cash+ VS $12k
USBank Cash 365 AMEX $12k
Apple Card MC $6.5k
Message 9 of 12
Established Contributor

Re: AMEX Everyday and Discover IT approved!

Both are nice cards. grats op.
7/12/2019 FICO TU-815|EX - 787|EQ -809
Total Credit - $300K+
Starting Score: 640
Current Score: 785
Goal Score: 810


Take the myFICO Fitness Challenge
Gardening since June/2019
Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.