@Anonymous wrote:we're not doing it the conventional way, we're buying it together, she's vegan and pro-sustainability so she already knows where she wants to get the ring from.
If there isn't a limit, does that mean it does not help my credit utilization at all? :'(
Congrats on the approval! Apparently, the gold card isn't going to help your UTI but it's not going to hurt it either since there's no cap. But no pre set spending limit doesn't really mean no limit, you can use online check spending power to kinda guage how much you're allowed to spend on the card. At the same time, work on your BCE. That card will grow if you treat it well. There're many threads about Amex x3 CLI you should look into.
Congrats on your Amex approvals!
@Anonymous wrote:1. no - there isn't a limit on charge cards
2. - see #1
3. make sure she doesn't have online access or she'll see the ring post to the account
her registering her card and having online access is fine. her registration will not give her access to your transactions. IF you give her YOUR login, or make her an "Account Manager", then and only then can she see everything - including the ring!
congratulations on your upcoming engagement!