AMEX Gold Approved - with a surprising score!

[Anonymous]

Well everyone, I have every reason to stay in the garden for some time now. I just cold app'd for my goal card and got it. A bit risky, sure, but I'm happy with it. It did pull EX, of course. Approved with a 641. Not amazing, but I'll need its features for an upcoming trip. I'm excited to finally have this relationship with AMEX, and I'm grateful for al of the encouraging and insightful posts from fellow members on this board. Your shared experiences have taught me a lot to get where I am now.

[Anonymous]

Congrats on the approval!

[Smitty7049]

Congratulations!

What is your credit limit? Do you have any negative accounts or high utilization?

[Anonymous]

Currently at 21% utilization. One collection that only shows up on TU and I'm good elsewhere. Also, there is a closed Amazon Prime Chase account.

My total credit limits across all accounts is $5,750 with. No late payments over the last three years and an AAoA of about 4 years.

[Anonymous]

Congrats on your AMEX Gold approval!

[FicoGuy2019]

Congrats!

[AverageJoesCredit]

Congrats Are you going to ask for Rose Gold?

[Anonymous]

Congrats on an awesome card and welcome to the family!

[wingennis]

OMG AJC you can't just ask people if they are going to choose rose gold🤪

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@AverageJoesCredit wrote:
Congrats Are you going to ask for Rose Gold?

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[Anonymous]

Can I?! Be cause yes, I do want the Rose Gold. I didn't notice it was back until I saw that it needed a referral on the AMEX home page.