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AMEX Gold Approved - with a surprising score!

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Valued Member

Re: AMEX Gold Approved - with a surprising score!

Approximately two and a half years ago. And that's good. Didn't know how long I would be. I'm not too worried about it for the time being with Chase for another few years. That and the fact that I have no pre-approval with them, I don't feel like cold apping with them for a long while.
Gardening Starting 10/17/2019


Starting Scores: Equifax 527 Experian 555 Transunion 546
Current Scores: Equifax 645 (FICO 8, July 2, 19) Experian 654 (FICO 8 - Oct 1, 19) Transunion 635 (FICO 8 - Sept 24, 19)


Total CL: $14,500
Message 21 of 28
Frequent Contributor

Re: AMEX Gold Approved - with a surprising score!

Congrats, and welcome to the fam! Enjoy all those MR points!

 

Btw, what sub did you get?


06.2019

03.2018

NFCU CLOC: $15,000
Message 22 of 28
Valued Member

Re: AMEX Gold Approved - with a surprising score!

Congrats on the approval! Your right around the same ballpark figure that got me approved last weekend for the Delta Gold AMEX. I had 16% give or take utilization with one current collection and EQ 652.  My offer was 50K miles after spending $1000 which I'm attemping to do my rent with to release this.

AMEX Delta Skymiles $1K | AMEX Hilton Honors $1K | Southwest Rapid Rewards Visa $2K | Chase Amazon $1K | Chase Slate $500| Capital One Quicksilver $600 | Credit One $500 | Kohls $1K | Overstock $2K | IKEA Projekt $6K | Monro Drivecard $800 |
| Rebuilding since Dec 2018
Message 23 of 28
Valued Member

Re: AMEX Gold Approved - with a surprising score!

That's exactly what I'm doing for the spend on mine. Using it as my rent card for the next two months to get the spend. Also, knocking out the phone bills with that $10 statement credit going on right now.

Gardening Starting 10/17/2019


Starting Scores: Equifax 527 Experian 555 Transunion 546
Current Scores: Equifax 645 (FICO 8, July 2, 19) Experian 654 (FICO 8 - Oct 1, 19) Transunion 635 (FICO 8 - Sept 24, 19)


Total CL: $14,500
Message 24 of 28
Established Contributor

Re: AMEX Gold Approved - with a surprising score!

Congrats on you receiving your goal card and getting it in Rose Gold as well!  Smiley Happy

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge


Message 25 of 28
Valued Contributor

Re: AMEX Gold Approved - with a surprising score!

Congrats on your Amex Gold approval! Enjoy the card! Smiley Very Happy

Currently: Gardening since 12/29/2019




Message 26 of 28
Valued Member

Re: AMEX Gold Approved - with a surprising score!

I do think I got the standard (EDIT) 35k 50k SUB.
(Just earned it, and I got the 50k!)

Gardening Starting 10/17/2019


Starting Scores: Equifax 527 Experian 555 Transunion 546
Current Scores: Equifax 645 (FICO 8, July 2, 19) Experian 654 (FICO 8 - Oct 1, 19) Transunion 635 (FICO 8 - Sept 24, 19)


Total CL: $14,500
Message 27 of 28
Super Contributor

Re: AMEX Gold Approved - with a surprising score!

Great Score on The Rose Gold Card!

 

Congrats!!

Message 28 of 28
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