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AMEX Green approved with BK

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bratly35
Established Member

AMEX Green approved with BK

Took a chance and applied for and AMEX green card and to my surprise got an instant approval with 7.5 year BK on my report. I applied for the green guessing it would be the easiest to get approved for. In the future I would like to get an AMEX revolving card. Any advice on how I should use the card and when would be a good waiting period to apply and increase my chance for approval on a revolving card?

Current scores EQ 697 (FICO) Ex 740 (FAKO) TU 728 (Walmart)

Message 1 of 20
19 REPLIES 19
09Lexie
Moderator Emerita

Re: AMEX Green approved with BK

Message 2 of 20
martinkk
Contributor

Re: AMEX Green approved with BK

My scores are very similar to yours. I just got a BCP. I have no other Amex cards. BK Dec 04.
Message 3 of 20
bratly35
Established Member

Re: AMEX Green approved with BK

Thanks. Im not sure what they pulled yet.

Current scores EQ 697 (FICO) Ex 740 (FAKO) TU 728 (Walmart)

Message 4 of 20
CredittotheMax
Frequent Contributor

Re: AMEX Green approved with BK

I got approved for green in january and was approved for BCE a couple weeks ago.

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 5 of 20
dodgerslv
Valued Contributor

Re: AMEX Green approved with BK


@bratly35 wrote:

Took a chance and applied for and AMEX green card and to my surprise got an instant approval with 7.5 year BK on my report. I applied for the green guessing it would be the easiest to get approved for. In the future I would like to get an AMEX revolving card. Any advice on how I should use the card and when would be a good waiting period to apply and increase my chance for approval on a revolving card?


Congrats! stories like these make wann go ahead and take the plunge with an AMEX charge card and hopefully be approved.

gardening since 5/21/2016
Message 6 of 20
londonhogfan
Contributor

Re: AMEX Green approved with BK

Congrats!

 

I've been turned down a couple times with an 8 yr old BK. I have very good limits (a couple 10K plus) but mostly pretty new accounts. Is your average age pretty good?



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Message 7 of 20
VirtualCuriosity
Established Contributor

Re: AMEX Green approved with BK

NICE!!!


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 8 of 20
ObeyJohnny12
Established Contributor

Re: AMEX Green approved with BK

Awesome! Congrats!
Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.
Message 9 of 20
Rhaeny
Valued Contributor

Re: AMEX Green approved with BK

Congrats!!

 

Oh my is this a ray of hope for us bk'ers.  I apped Dec 31st and it was a no go.  Stated denied strictly due to bk (mine is 6 years old).  

 

My bk is set to fall off Feb/Mar of 2014, but this makes me want to so tempt it again....okay breathe, breathe and just hold on Smiley Happy


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 10 of 20
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