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Oh another point to add.... when I applied, I forgot that I had my experian locked which is one reason it may have gone to verification mode.
They pulled TU and never asked me to unlock experian.
@Anonymous wrote:When I was setting up my online account just now, it appeared that my internal limit though not announced at this time is about $1000.
We shall see if this increases with time.
You mean your POT limit?
Yeah and the best part about charge cards is the balance doesn't negatively effect your credit utilization. I can easy rack up $1,500 to $2k on my Amex Gold card a month and not worry about it reporting a high balance. I set up the auto pay and let it do its thing.
On a regular credit card I would pay a high balance off before the statement cut so my credit score won't drop.
The spending power limit that it allows you to check. It appeared to be $1000. I put in a mock purchase of $1000 it accepted but anything above it, it said wasn't enough.
Congratulations
@Anonymous wrote:The spending power limit that it allows you to check. It appeared to be $1000. I put in a mock purchase of $1000 it accepted but anything above it, it said wasn't enough.
Seems to be a starter limit, much like a revolving card.
@Anonymous wrote:The spending power limit that it allows you to check. It appeared to be $1000. I put in a mock purchase of $1000 it accepted but anything above it, it said wasn't enough.
Be super careful using that tool. They can see that and it can cause the dreaded Financial Review if they think you are too risky.
Good to know. I only did it a few times.
It has my member since 2000 on my account.
Will this show on my credit report as 2000 or 2020??
Congratulations on your approval! 👍