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AMEX Green card approved. Strange times indeed.

CS1974
Valued Contributor

Re: AMEX Green card approved. Strange times indeed.

Oh another point to add.... when I applied, I forgot that I had my experian locked which is one reason it may have gone to verification mode.

They pulled TU and never asked me to unlock experian.

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 11 of 24
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: AMEX Green card approved. Strange times indeed.


@CS1974 wrote:

When I was setting up my online account just now, it appeared that my internal limit though not announced at this time is about $1000.

We shall see if this increases with time.


You mean your POT limit?




Message 12 of 24
HybridGunz
Regular Contributor

Re: AMEX Green card approved. Strange times indeed.

Yeah and the best part about charge cards is the balance doesn't negatively effect your credit utilization. I can easy rack up $1,500 to $2k on my Amex Gold card a month and not worry about it reporting a high balance. I set up the auto pay and let it do its thing. 

 

On a regular credit card I would pay a high balance off before the statement cut so my credit score won't drop.




Starting FICO-8 as of February, 2019:

Current FICO-8 as of August, 2020:

Message 13 of 24
CS1974
Valued Contributor

Re: AMEX Green card approved. Strange times indeed.

The spending power limit that it allows you to check. It appeared to be $1000. I put in a mock purchase of $1000 it accepted but anything above it, it said wasn't enough.

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 14 of 24
newfossil
Valued Contributor

Re: AMEX Green card approved. Strange times indeed.

Congratulations 




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 15 of 24
M_Smart007
Epic Contributor

Re: AMEX Green card approved. Strange times indeed.


@CS1974 wrote:

The spending power limit that it allows you to check. It appeared to be $1000. I put in a mock purchase of $1000 it accepted but anything above it, it said wasn't enough.


Seems to be a starter limit, much like a revolving card.

Message 16 of 24
HybridGunz
Regular Contributor

Re: AMEX Green card approved. Strange times indeed.


@CS1974 wrote:

The spending power limit that it allows you to check. It appeared to be $1000. I put in a mock purchase of $1000 it accepted but anything above it, it said wasn't enough.


Be super careful using that tool. They can see that and it can cause the dreaded Financial Review if they think you are too risky. 




Starting FICO-8 as of February, 2019:

Current FICO-8 as of August, 2020:

Message 17 of 24
CS1974
Valued Contributor

Re: AMEX Green card approved. Strange times indeed.

Good to know. I only did it a few times.

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 18 of 24
CS1974
Valued Contributor

Re: AMEX Green card approved. Strange times indeed.

 It has my member since 2000  on my account.

 

Will this show on my credit report as 2000 or 2020??

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 19 of 24
angelwingz
Valued Contributor

Re: AMEX Green card approved. Strange times indeed.

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 20 of 24
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