AMEX Hilton Aspire

[charp150]

Was deciding between the SPG Luxury and the Hilton Aspire.  Use both chains regularly.  Went with the Aspire for the Diamond status.  Got instant approval for a $3100 SL.  

Existing AMEX member with PRG, Plat, Delta Plat, and a corporate.  I did not have a pre approval for the card (as I seem never to with AMEX but still get approved).  Unfortunately the app resulted in an HP.

Data Points

EX FICO 8: 749

5 new CC's this year (mostly AMEX).  2 new AMEX cards in last 30 days. 

No derogs.

Utilization 4%

AAoA 3y 5m

A shameful amount of inquiries. 

I am a bit nervous to see how my score is impacted by the 3 new AMEX accounts reporting as new concurrently.  

[Doigt_dor]

Congrats!!!

Was this the only HP out of the 4 Amex apps?

[charp150]

Thanks. All have been HPs. Not sure why this happens to some and not to others. I've also had an HP for a denial as an existing cardholder.

[ridgebackpilot]

Interesting! I've also been approved in less than a month for three new AMEX cards: Platinum, SPG Luxury, and Hilton Aspire.

But mine were all approved via SP due to my existing AMEX accounts. I don't understand why yours have been HPs?

Also interesting that you received a $3,100 SL, as did I. That must be the minimum that AMEX grants these days?

[19eighty5]

Congratulations on your approval!

[charp150]

I've stopped trying to figure AMEX out. It seems to me that their $450 AF revolvers have higher UW standards. $3,100 might be minimum for those but certainly not for their lower AF cards.

[morgacj2004]

Congrats I just got this card as well and am going to close my Ascend. I think this is a keeper.

[AnikinsDarling]

Congrats on the approval!

[redpat]

Congrats and a great card.

If I didn’t have plat I would get one myself.  

[sushikitty16]

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@charp150 wrote:

Was deciding between the SPG Luxury and the Hilton Aspire.  Use both chains regularly.  Went with the Aspire for the Diamond status.  Got instant approval for a $3100 SL.  

Existing AMEX member with PRG, Plat, Delta Plat, and a corporate.  I did not have a pre approval for the card (as I seem never to with AMEX but still get approved).  Unfortunately the app resulted in an HP.

Data Points

EX FICO 8: 749

5 new CC's this year (mostly AMEX).  2 new AMEX cards in last 30 days. 

No derogs.

Utilization 4%

AAoA 3y 5m

A shameful amount of inquiries. 

I am a bit nervous to see how my score is impacted by the 3 new AMEX accounts reporting as new concurrently.  

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Congrats! I have the card too and my Hilton status has now changed to Diamond after 2 days of being approved for the card