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Amex showimg me some appreciation with a 11% rate fot my POT account /Rose gold card ,also a 3x Increase on my Amex Hiton !
@ironchef wrote:Amex showimg me some appreciation with a 11% rate fot my POT account /Rose gold card ,also a 3x Increase on my Amex Hiton !
Oh “Happy Day”. A big congratulations to you.
Agreed & thank you !
Congrats!
I've had the same CL on my Skymiles Reserve since 2014 and despite me charging 12k+ per month on my charge cards with them they refuse to give me CLI on my one credit card with them. Crazy.
Awesome!
@Anonymous wrote:
11% for Pay Over Time is spectacular in this current lending environment, congratulations. I know most of us don't use such a feature, but it's always nice to have around... Life can be quite unpredictable.
Congrats on the 3x increase as well. One of the best part about Amex's CCs.
Hi, I havent seen this Pay Over Time on my only Amex Ascend but does it work similarly to their Payment Plan feature? I've been using my Amex for car rides so the only big item was a $200 flight for which a button popped up offering me a Payment Plan. Pay it over 18 months (or longer) with no interest but with a monthly fee. I worked out the fixed monthly fee to be about 12% over the life of the 18 month plan which isnt bad compared to a 20+ APR.
Like you mentioned. Never know when you might need it. There's also no early repayment fees or penalty so if you get behind a few months you can repay your plan's balance once the cash flow is better. Any more DP on this would be very helpful. Thanks.
@kudosalert wrote:
@Anonymous wrote:
11% for Pay Over Time is spectacular in this current lending environment, congratulations. I know most of us don't use such a feature, but it's always nice to have around... Life can be quite unpredictable.
Congrats on the 3x increase as well. One of the best part about Amex's CCs.Hi, I havent seen this Pay Over Time on my only Amex Ascend but does it work similarly to their Payment Plan feature? I've been using my Amex for car rides so the only big item was a $200 flight for which a button popped up offering me a Payment Plan. Pay it over 18 months (or longer) with no interest but with a monthly fee. I worked out the fixed monthly fee to be about 12% over the life of the 18 month plan which isnt bad compared to a 20+ APR.
Like you mentioned. Never know when you might need it. There's also no early repayment fees or penalty so if you get behind a few months you can repay your plan's balance once the cash flow is better. Any more DP on this would be very helpful. Thanks.
I’m not understanding “if you get behind a few months you can repay your plan’s balance.” You still have to make your monthly payments.
Congrats on Both