AMEX PRG Approval

[gurusexy]

Was in the garden minding my own business and came across an Amex PRG 50K points offer for 2K spend. The upcoming renewal for my auto insurance will definitely make up for that. I usually troll for Amex points offers as I typically tend to fly Delta on internation routes so these points will come in handy..... Fee waived first year....not keeping it past that though...

Some stats: 9INQ on EX, 11%UTI, 716 FICO8 EX..... last amex app was Delta Platinum with 75K bonus spend back in early February

[BungalowMo]

Congrats on the new card!  Careful about closing it too soon.  There's a post on the boards (somewhere) about AMEX going hard after folks closing cards after they get the initial bonus points!

Maybe someone here can link that post if ya see it??

[gurusexy]

Its been three days and still no alert of credit pull on myfico or credit karma.......... I also put in 50K into the check spending limit thingie and it said approved.. i wonder how much I could really swipe for before they say no.....

[jawbrkr]

Not certain about this but perhaps if you already have an Amex and apply for a charge card, they dont do a HP. That was my experience when I got the PRG. 

[AverageJoesCredit]

Congrats on approval and enjoy your " thingie"