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AMEX PRG Approval!

arodr071
New Contributor

AMEX PRG Approval!

This actually happened over a week ago, the 50K MR points for $2000 spend sounds like a good deal, so I caved and got approved instantly. It's my second AMEX card (first was BCP). Experian score is currently 758, no missed payments, 1 year and 10 months average age of accounts, only one inq in Exp 5 months ago. I apparently have other pre-approvals for stuff like the SPG as well.....but I think I'll stay put for now and garden with what i have. I'm gonna lock myself in the garden for real this time, Lol. The card arrived pretty fast, I applied on a Friday, then got the card several days later on Monday (in So. Cal)

The potential changes to the PRG I've been reading about (4X on Restaurants and Supermarkets) sounds like a game changer, I'm excited for them (but watchful for the potential annual fee hike.) 9 more days to see what's up!

FICO TU - 755
FICO EX - 764
FICO EQ - 752
Message 1 of 13
12 REPLIES 12
Steve891
Senior Contributor

Re: AMEX PRG Approval!

Congrats on your PRG approval! We shall see what the official revamped detail is soon! Hopefully, it matched the leaked detail with no annual fee increase! Smiley Very Happy




Message 2 of 13
Medic981
Valued Contributor

Re: AMEX PRG Approval!

















Your FICO credit scores are not just numbers, it’s a skill.

Message 3 of 13
sassynycgirl
Established Contributor

Re: AMEX PRG Approval!

Congratulations on your approval!

Message 4 of 13
MrDFinance
Established Contributor

Re: AMEX PRG Approval!

Congrats on the approval!...... Here a link to the new metal card design to add to your signature Smiley Happy
https://cdn.pbrd.co/images/HFAcNeP.jpg
Gardening...0/6 0/12 1/24…
Message 5 of 13
Cred4All
Valued Contributor

Re: AMEX PRG Approval!

Congrats on the approval, as you heard, word on the street is it's about to get better!


Message 6 of 13
ge1ato
New Contributor

Re: AMEX PRG Approval!

congrats!


Uber Visa $11k | PNC Cash Rewards $15k | Amazon Prime Visa $4.5k | Chase FU $7.5k | Discover it $15.7k | Discover Miles $15.7k

TU 792 as of 3/01/2019
Message 7 of 13
arodr071
New Contributor

Re: AMEX PRG Approval!


@MrDFinance@ MrDFinance wrote:
Congrats on the approval!...... Here a link to the new metal card design to add to your signature Smiley Happy
https://cdn.pbrd.co/images/HFAcNeP.jpg

Neat! The edges are bothering me tho for not being transparent, but it's alright. Smiley Wink


FICO TU - 755
FICO EX - 764
FICO EQ - 752
Message 8 of 13
CreditRebuilder2020
Frequent Contributor

Re: AMEX PRG Approval!

Congrats! Nicely done and great data points. 

 

I'm a Green Card Holder 6 months away from my PRG upgrade and cannot wait. The new point structure sounds amazing. 


AMEX Gold / Apple Card $1500 SL / Home Depot CC $3K/ Discover IT Chrome $2K SL / PayPal MC $2K /
BOA BankAmericard $2K / BOA Cash Rewards $1000 / Cap One Savor One $1200 / Cap One QS1 - $850 / Blaze MC $1750 / Credit One $850 / OpenSky $500 / AvantCard $500 / Discover IT Cash Back (Graduated Secured) $200 CLI to $400 / EBAY MC $300
Jan of 2017 Credit Karma: 404 -SEPT OF 2018: EX 652 EQ 626 TU 604
AUGUST OF 2019 1% UTL - EX 681 EQ 667 TU 659
Total Credit Limit: $21500 -
Goal Score: 675 for all FICOS (ACHIEVED EX)
NEW GOAL SCORE: 725 for ALL FICOS
CURRENT MAY of 2021: EX 692 EQ 696 TU 706
Message 9 of 13
xaximus
Valued Contributor

Re: AMEX PRG Approval!

Congrats on the approval!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 10 of 13
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