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AMEX PRG Approval

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Regular Contributor

AMEX PRG Approval

Was in the garden minding my own business and came across an Amex PRG 50K points offer for 2K spend. The upcoming renewal for my auto insurance will definitely make up for that. I usually troll for Amex points offers as I typically tend to fly Delta on internation routes so these points will come in handy..... Fee waived first year....not keeping it past that though...

 

Some stats: 9INQ on EX, 11%UTI, 716 FICO8 EX..... last amex app was Delta Platinum with 75K bonus spend back in early February

400K+ in open revolvers. 8% UTIL,
Inquiries- TU:2, EQ:2, EX: 3
Starting Scores: 6/12 EX: 613 11/13 TU:614
06/18: F08EX: 781; F08EQ: 787; F08TU:769 Short term goal: 800+ across all 3 Bureaus. Last app 07/19 (BBVA Personal Loan - Approved with Hard pull).
Message 1 of 5
4 REPLIES 4
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Senior Contributor

Re: AMEX PRG Approval

Congrats on the new card!  Careful about closing it too soon.  There's a post on the boards (somewhere) about AMEX going hard after folks closing cards after they get the initial bonus points!

 

Maybe someone here can link that post if ya see it??



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 2 of 5
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Regular Contributor

Re: AMEX PRG Approval

Its been three days and still no alert of credit pull on myfico or credit karma.......... I also put in 50K into the check spending limit thingie and it said approved.. i wonder how much I could really swipe for before they say no.....Smiley Surprised

400K+ in open revolvers. 8% UTIL,
Inquiries- TU:2, EQ:2, EX: 3
Starting Scores: 6/12 EX: 613 11/13 TU:614
06/18: F08EX: 781; F08EQ: 787; F08TU:769 Short term goal: 800+ across all 3 Bureaus. Last app 07/19 (BBVA Personal Loan - Approved with Hard pull).
Message 3 of 5
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Established Contributor

Re: AMEX PRG Approval

Not certain about this but perhaps if you already have an Amex and apply for a charge card, they dont do a HP. That was my experience when I got the PRG. 



|| TU08: 770 || EQ08: 776 || EX08: 773 ||



Message 4 of 5
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Community Leader
Mega Contributor

Re: AMEX PRG Approval

Congrats on approval and enjoy your " thingie" Smiley Wink
Message 5 of 5
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