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AMEX Platinum Approval! UPDATE

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Senior Contributor

Re: AMEX Platinum Approval! UPDATE

A big congrats to you! You got some great cards!

 

I would definitely Garden for a while and make sure you keep your utilization to a minimum. This should help to avoid an AA, as all these new accounts can spoke some of your creditors, especially Chase and Amex. 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Platinum
Barclays: Arrival+ WEMC
Capital One: Savor WMC, Venture VS
Chase: Freedom U VS, CSR VI
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity VS
Credit Union: Rewards Visa
FICO 08: (2.4.20) EX: 832 / EQ: 840 / TU: 833
Message 11 of 17
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Valued Contributor

Re: AMEX Platinum Approval! UPDATE

I really like this card...Congrats on your approval!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 12 of 17
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Established Member

Re: AMEX Platinum Approval! UPDATE


@GiJane007 wrote:
Hi cswatson welcome & super congratulations on you're awesome credit rebuilding journey it has paid off very well for you with all your very nice approvals. This is the result of your stepping out in faith.. just simply amazing! 😊
Thanks so much GiJane007. I'm truly grateful! I'm glad to be back on track. 

Message 13 of 17
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Established Member

Re: AMEX Platinum Approval! UPDATE


@medicgrrl wrote:

Congrats on your successful rebuild!


Thank you!


Message 14 of 17
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Established Member

Re: AMEX Platinum Approval! UPDATE


@drboxing wrote:

A big congrats, I had this card a few years ago but lost it due to severe financial difficulties that I experienced. When I traveled the AMEX Platinum  was the card I used and didn't regret it.  Congrats and enjoy the benefits


I apprecite your feedback. Thanks so much! It happens to the best of us. I've definitely been there. I can't wait to utilize all the travel benefits. Very excited!


Message 15 of 17
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Established Member

Re: AMEX Platinum Approval! UPDATE


@sjt wrote:

A big congrats to you! You got some great cards!

 

I would definitely Garden for a while and make sure you keep your utilization to a minimum. This should help to avoid an AA, as all these new accounts can spoke some of your creditors, especially Chase and Amex. 


Thanks so much! I value your feeback. I'm definitely in the garden for the next few years (my goal anyway). I want to keep them all open and I will most certainly be using them wisely.   


Message 16 of 17
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Established Member

Re: AMEX Platinum Approval! UPDATE


@doinit1 wrote:

I really like this card...Congrats on your approval!!


Thank You!


Message 17 of 17
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