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AMEX Platinum Approval

counticecream
Valued Member

AMEX Platinum Approval

Approved with the 60k SUB through a pre-approval. I did try to get the 75k SUB through incognito mode, but unfortunately 60k was still the only thing I was offered and since my scores are still pretty low, I wasn’t going to let the pre-approval just go. 

 

I will add that I have been looking into at the Platinum for a travel card for awhile but wanted to make sure my scores were better before trying to app for it. 

 

Thank you to everyone on this forum that has continued to offer me advice while I am rebuilding! Without your guidance, this surely wouldn’t have been possible. Now I will actually garden for the next year or two.


Message 1 of 22
21 REPLIES 21
ImTheDevil
Community Leader
Super Contributor

Re: AMEX Platinum Approval

Great pickup - congrats!


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 2 of 22
Steve891
Senior Contributor

Re: AMEX Platinum Approval

Congrats on your Amex Platinum approval! Enjoy the travel perks and loung access! Smiley Very Happy




Message 3 of 22
nuohlac
Valued Contributor

Re: AMEX Platinum Approval

Congratulations!!!








Message 4 of 22
Morehouse3000
Frequent Contributor

Re: AMEX Platinum Approval

BOOM!!!!!!!!!

Message 5 of 22
tbque
Valued Contributor

Re: AMEX Platinum Approval

Congrats on the AmEx Platinum approval!





Message 6 of 22
Shooting-For-800
Senior Contributor

Re: AMEX Platinum Approval

My preapproval is 100k but I can’t justify the AF.

I assumed all SUBs were the same.

 

Congrats!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2021.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything - Flagship, Synchrony, Evergreen, & Venture






Message 7 of 22
ICYUNVME
Regular Contributor

Re: AMEX Platinum Approval

Congrats on the approval. That's awesome.
Message 8 of 22
ItsPossible
Valued Contributor

Re: AMEX Platinum Approval

Congrats on your plat approval! Enjoy!

"Hover mouse over cards to see CL and APR info"


Message 9 of 22
marcforza1
Frequent Contributor

Re: AMEX Platinum Approval

Congrats on the Amex approval!1 Is the 642 EX score the current score that you used? My EX score is right about there and I'm on the fence on apping for one of the charge cards next month. So hopefully, I'll have similar luck. 


FICO 8 Scores 12/2017: EX-596; TU-604; EQ-591
Current: EX-648; TU-665; EQ-678
AAoA: 4.4 yrs
Message 10 of 22
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