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AMEX Platinum Approval

Cred4All
Valued Contributor

Re: AMEX Platinum Approval

Awesome card pick-up, use mine weekly. Congrats!


Message 11 of 22
doinit1
Valued Contributor

Re: AMEX Platinum Approval

Congrats on your approval!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 12 of 22
GoingGold
Regular Contributor

Re: AMEX Platinum Approval

BRAVO !!! 
Welcome to the club.
Enjoy your new metal ! 

GoingGold
*UPDATED AS OF 08/06/2020*
EQ: 707 ___ TU: 691 ___ EX: 692
Utlz:40% ___ Old Lates/COs: 1 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $13,900 ___ FIDELITY INVESTMENTS CASH REWARDS = $12,400
**TOTAL OVERALL CREDIT LIMIT = $96,300
Message 13 of 22
calyx
Super Contributor

Re: AMEX Platinum Approval

Congrats on the approval!


RIP:

F8 EQ: 815 | EX: 801 | TU: 805 | Accounts: 1/6 3/12 6/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 14 of 22
counticecream
Valued Member

Re: AMEX Platinum Approval


@marcforza1 wrote:

Congrats on the Amex approval!1 Is the 642 EX score the current score that you used? My EX score is right about there and I'm on the fence on apping for one of the charge cards next month. So hopefully, I'll have similar luck. 


If anything, my EX score is lower now because I have high utility on my Venture One from paying for a trip. I also tried to app for the Gold card a few weeks ago and was denied because I didn’t have a long enough relationship with AMEX. Hence why I was so surprised that I was preapproved for the Platinum. Hope this helps!


Message 15 of 22
jrdoctor79
Regular Contributor

Re: AMEX Platinum Approval

Congrats on the approval. Great card for travel



Starting Score: TU 527, EQ 543, EX 563
Current Score: TU 690, EQ 677, EX 694
Goal Score:725 Across The Board


Take the myFICO Fitness Challenge
Message 16 of 22
Winesnoblv
Regular Contributor

Re: AMEX Platinum Approval

Congrats!

Card is great for flying out of Vegas with the Centurion Lounge.

Enjoy the lounge access.

FICO 8 EX 804 TU 802 EQ 805
FICO 9 EX 805
AMEX - Platinum, BCP, Delta Platinum, Simply Cash Plus, Blue Business Cash (Business)
Barclay - Arrival Plus, AAdvantage Aviator
Capital One - Venture, Sparks (Business)
Chase - FU, CSP
Citi - Premier, PLOC
Discover It Miles
TD Ameritrade Visa
US Bank Altitude Reserve
Wells Fargo Propel AMEX
BBVA Compass
Message 17 of 22
M_Smart007
Epic Contributor

Re: AMEX Platinum Approval

Congrats!!!

Message 18 of 22
MyFault
Valued Contributor

Re: AMEX Platinum Approval


@counticecream wrote:

Approved with the 60k SUB through a pre-approval. I did try to get the 75k SUB through incognito mode, but unfortunately 60k was still the only thing I was offered and since my scores are still pretty low, I wasn’t going to let the pre-approval just go. 

 

I will add that I have been looking into at the Platinum for a travel card for awhile but wanted to make sure my scores were better before trying to app for it. 

 

Thank you to everyone on this forum that has continued to offer me advice while I am rebuilding! Without your guidance, this surely wouldn’t have been possible. Now I will actually garden for the next year or two.


Congrats on the Platinum! I'm gardening for a while, but looking to grab it in a few months!

 


@Shooting-For-800 wrote:

My preapproval is 100k but I can’t justify the AF.

I assumed all SUBs were the same.

 

Congrats!


I'm jealous! I'm hoping they target me for the 100k SUB sometime in the next 6 months!




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Message 19 of 22
soupy5
Frequent Contributor

Re: AMEX Platinum Approval

Congratulations, nice add!



Current Scores Jul 2020 – FICO 8
Message 20 of 22
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