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Hey y'all,
This is a messy story. I heard the rumours that the Platinum card was going up to $695/year so I wanted to lock the $550 AF with the 100k + 10x in groceries sign up bonus and then I got the dreaded pop-up. After talking to a rep, they told me I could still get the card with a 75k MR point bonus, I declined...
Fast forward to midgnight tonight (Jul 1) and I'm browsing the website to see if the whole thing about new benefits was true. Well it was, and I was offered a 100k MR point signup bonus plus 10X on Restaurants and Shop small for six months on $6k of spend in six months. All this with a $550 AF. I applied without flinching. No Pop-Up this time (I was logged in already so the offer was catered to me).
I got approved for the platinum with a $15,000 pay over time limit and I'm confirming that my cardmember agreement says that my annual fee is $550. My only two AMEX cards are the Blue Every Day Preferred ($2k limit) and the AMEX Green Card (Only a $1k pay over time limit), which I opened about a year ago. My overall credit limit among all my cards is $25k and my Experian is around 730 give or take. So all and all I think this was a pretty successful approval.
Shame this is not a credit card and that $15k limit won't get reported to credit bureaus, it would've pumped my credit limit by a whopping 60% in one sitting... Alas!
Congrats on your Platinum approval!
CONGRATS @LosAngelesTraveler on your AMEX Platinum Approval and Welcome to the FORUMS!
Congrats on your AMEX Platinum approval
Congratulations on your Amex Platinum approval!
Congratulations on your Amex Platinum approval! Enjoy the 10X
Grats on getting the offer that you wanted
Congrats on your AMEX platinum approval!
Congrats on the wonderful approval!
Congrats on your Amex Plat approval 👍🏼