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AMEX SPG Instant Approval

mandm5698
Frequent Contributor

AMEX SPG Instant Approval

Finally the card that I have wanted. Had a pre-approval 2 months ago, and apped prematurely since I had already been approved for a few cards that month, they told me I had to wait 90 days. I waited and my pre-qualified offer turned into "applying to expand...", so I waited and after my score took a nice jump, I looked again and I was again pre-qualified. So, I applied yesterday and instant approval. It didn't show my SL, so called this morning and had hoped that the limit would be higher so that I could start putting some spend towards the $3K for the 25K SUB, but my SL was only $1,300. That's ok, it's $300 higher than the other cards I have been approved for with them and I will use and pay, use and pay so that I can get the SUB within the next few months.

Message 1 of 12
11 REPLIES 11
frencheese
Contributor

Re: AMEX SPG Instant Approval

Congrats on getting the card you wanted!
FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU

Wells Fargo Cash Wise $20,000 [] PenFed Power Cash $20,000 [] HSBC Cash Rewards $3,750 [] Discover It $5,100 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $18,000 [] Amex Rose Gold [] Walmart $800 [] Kohl’s $1000 [] Amazon Store Card $300 [] American Express Cash Magnet $1000 [] USAA Cashback Rewards Plus American Express Card $4500 []
Message 2 of 12
mandm5698
Frequent Contributor

Re: AMEX SPG Instant Approval

Thank you!

Message 3 of 12
doinit1
Valued Contributor

Re: AMEX SPG Instant Approval

Congratulatons on your approval!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 4 of 12
VoltronM
Senior Contributor

Re: AMEX SPG Instant Approval

Congrats

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 12
simplynoir
Community Leader
Super Contributor

Re: AMEX SPG Instant Approval

Congrats on your new card!

Message 6 of 12
Tigers09
Valued Contributor

Re: AMEX SPG Instant Approval

Congratulations on getting the Amex approval you wanted

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 7 of 12
trlanthierjr
Regular Contributor

Re: AMEX SPG Instant Approval

Congrats! I just got that card myself last month. So far so good!
Inquiries 5-7 across.
UTI 8%
AAoA 2.7
Total Annual Fees $385
No baddies
223k Total Credit
Goal 2020 $225k
Next up: Chase Cards. Garden til 4/20







Message 8 of 12
drboxing
Established Contributor

Re: AMEX SPG Instant Approval

Congrats
Message 9 of 12
SwarthyOgre
Regular Contributor

Re: AMEX SPG Instant Approval

Very nice! If you're feeling up for a chat session get online or on the phone and tell them you saw a 30k SUB from another browser (I actually have seen it with the incognito window) and get yourself a 5k bump. Smiley Happy

 

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Starting scores: 5/15 - EQ: 546 | TU: 580 | EX: 554
Current scores: 2/19 - EQ: 754 | TU: 750 | EX: 746
Message 10 of 12
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