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AMEX finally likes me, they really like me

cameronusmc20011
Frequent Contributor

AMEX finally likes me, they really like me

I was NEVER able to get an AMex card until about a year ago and I got the cash card with a 1k limit, finally after 180 days they 3x to 3k. I just called in to see if there were any upgrades or PC available and they said that I was pre-approved for a BCP, so WTH I went for it and I was instantly approved for a SCL of 10k!!!!!!!!!!!!!!!!!!!! I **bleep** near looked like a spider monkey I was so excited. Now I will go for 25K after 91 days, I dont want to trigger the POI protocol. I was a 539 exactly 18 months ago. Thank you so much myfico peeps. A special shoutout to Baller4life, even if she doesnt read this, thank you for all you have done for me, LOVE YA. Semper Fi


EQ- 723 TU- 739 EX- 716 now 579/581/574 Last Feb.
$200K+ in credit~~~~~Amex PRG NPSL ~Penfed Plat Visa $50,000~Directions FCU $30,000~Alliant Platinum $25,000~Lowes $25,000~CapOne Venture One $16,700~U$X FCU $15,000~Barclays Rewards $10,000~Amex BCP $10,000~Amex Hilton Honors $10,000~Amex BC $3,000~Art Van $10,000~Home Depot $3,000
Message 1 of 25
24 REPLIES 24
jacetx
Valued Contributor

Re: AMEX finally likes me, they really like me

Congrats! That's a great SL!

Message 2 of 25
cameronusmc20011
Frequent Contributor

Re: AMEX finally likes me, they really like me


@jace8602 wrote:

Congrats! That's a great SL!


Thanks Jace


EQ- 723 TU- 739 EX- 716 now 579/581/574 Last Feb.
$200K+ in credit~~~~~Amex PRG NPSL ~Penfed Plat Visa $50,000~Directions FCU $30,000~Alliant Platinum $25,000~Lowes $25,000~CapOne Venture One $16,700~U$X FCU $15,000~Barclays Rewards $10,000~Amex BCP $10,000~Amex Hilton Honors $10,000~Amex BC $3,000~Art Van $10,000~Home Depot $3,000
Message 3 of 25
baller4life
Super Contributor

Re: AMEX finally likes me, they really like me

 

You DID IT!!! CONGRATULATIONS cameron!!! 

Message 4 of 25
cameronusmc20011
Frequent Contributor

Re: AMEX finally likes me, they really like me

Does Amex Combine like CO?


EQ- 723 TU- 739 EX- 716 now 579/581/574 Last Feb.
$200K+ in credit~~~~~Amex PRG NPSL ~Penfed Plat Visa $50,000~Directions FCU $30,000~Alliant Platinum $25,000~Lowes $25,000~CapOne Venture One $16,700~U$X FCU $15,000~Barclays Rewards $10,000~Amex BCP $10,000~Amex Hilton Honors $10,000~Amex BC $3,000~Art Van $10,000~Home Depot $3,000
Message 5 of 25
jacetx
Valued Contributor

Re: AMEX finally likes me, they really like me

The card that you are moving the limit from has to be open for at least 13 months/statements.

Message 6 of 25
Aduke1122
Senior Contributor

Re: AMEX finally likes me, they really like me

Way to go OP congrats , what are your scores now ?
Message 7 of 25
cameronusmc20011
Frequent Contributor

Re: AMEX finally likes me, they really like me

698 EX, 688 TU, 668 EQ, 4% Util. 7 Inq. without question my high limits is what got me the higher SCL. TY aduke


EQ- 723 TU- 739 EX- 716 now 579/581/574 Last Feb.
$200K+ in credit~~~~~Amex PRG NPSL ~Penfed Plat Visa $50,000~Directions FCU $30,000~Alliant Platinum $25,000~Lowes $25,000~CapOne Venture One $16,700~U$X FCU $15,000~Barclays Rewards $10,000~Amex BCP $10,000~Amex Hilton Honors $10,000~Amex BC $3,000~Art Van $10,000~Home Depot $3,000
Message 8 of 25
stRealT
Established Contributor

Re: AMEX finally likes me, they really like me

Congrats!!! I so got the visual of the Mask with Jim Carrey LOL

JimCarrey.jpg

 

 

Fico 8 starting scores 09/27/15 EQ: 646 TU: 622 EX: 668 5 collections 1 PR reporting across the board
Scores 06/30/16 EQ: 685 TU: 699 EX: 695 1 collection now reporting on EQ and EX and 1 PR on EQ
Current scores 11/4/2016 EQ 688 TU: 705 EX: 736 No collections no PR/Judgements Finally Clean
Message 9 of 25
austinguy907
Valued Contributor

Re: AMEX finally likes me, they really like me

You should be able to push it up to 30K w/o any POI as their internal limit seems to have moved in most instances to ~34.5K before triggering a 4506.  If they don't give you the 30K they'll counter back usually.

 

Message 10 of 25
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