AMEX loves me again!!!

[HomeLoanSearch]

I previously had 5 AMEX cards go into collections to the tune of $11,000. I paid the entire $11,000 and AMEX gave me the Recovery Optima card with a $1,400 balance on April 14, 2021. Today I was pre-approved for the Platinum, Delta Reserve, and the Marriott Bonvoy!!! I'm back in AMEX's good graces!!!

[OmarGB9]

Congrats! But I think you mean $1400 limit, not balance.

[HomeLoanSearch]

You are correct!!😂😂 1400 limit!

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@OmarGB9 wrote:

Congrats! But I think you mean $1400 limit, not balance.

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[SDMarik]

Congrats! Welcome back!

[SDMarik]

Just for a data point, did you pay the collections balance and get issued the new card at the same time or was there a gap in between?

[K-in-Boston]

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@HomeLoanSearch wrote:

You are correct!!😂😂 1400 limit!

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Totally undestandable, you were typing while excited.  It's kind of like the $100,000 point signup bonuses we sometimes see!  

Congratulations on your comeback.  Being prequalified for 3 $450+ AF cards definitely looks like they're ready to welcome you back in their good graces and would likely approve you for any card that made sense for you.  Are you planning to apply for anything or just celebrating?

[HomeLoanSearch]

I took them all!! 😂😂

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@K-in-Boston wrote:

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@HomeLoanSearch wrote:

You are correct!!😂😂 1400 limit!

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Totally undestandable, you were typing while excited.  It's kind of like the $100,000 point signup bonuses we sometimes see!  

Congratulations on your comeback.  Being prequalified for 3 $450+ AF cards definitely looks like they're ready to welcome you back in their good graces and would likely approve you for any card that made sense for you.  Are you planning to apply for anything or just celebrating?

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[HomeLoanSearch]

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@SDMarik wrote:

Just for a data point, did you pay the collections balance and get issued the new card at the same time or was there a gap in between?

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I paid all of the collections and then was issued the Optima. It's been just about a year that I had the optima. I ran it up monthly but paid in full so I never carried a balance except the af when it posted.

[HomeLoanSearch]

And I was sent the application for the Optima within 30 days of paying everything.

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@SDMarik wrote:

Just for a data point, did you pay the collections balance and get issued the new card at the same time or was there a gap in between?

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[coldfusion]

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@K-in-Boston wrote:

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@HomeLoanSearch wrote:

You are correct!!😂😂 1400 limit!

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Totally undestandable, you were typing while excited.  It's kind of like the $100,000 point signup bonuses we sometimes see!  

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Not to be confused with the WAAF 100 grand giveaway....  (might have been a bit before you moved here). 

Congrats to @HomeLoanSearch  on getting back in AMEX's good graces!