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AMEX!! ;)

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dragonfly66
Frequent Contributor

Re: AMEX!! ;)

Congratulations!!  I started out with a $1,000 CLI Amex Everyday.  I just got my first 3x CLI to $3,000.  As long as you treat it right, you will be rewarded.  I can't wait for my next 3x CLI.

Current - FICO 3/2019: EX(753); EQ(763); TU(749)
Beginning - FICO 7/2014: EX(630); EQ(608); TU(581)
Credit: Wells Fargo Home Projects Charge Card ($7,800); Wells Fargo Home Rebate Visa ($4,000); Capital One Quicksilver ($10,000); Capital One Venture ($6,000); Discover it ($7,900); Macy's ($20,000); BrandsMart ($4,000); Banana Republic ($1,200); Lowes ($12,000); Amex Everyday ($30,000); Macy's Amex ($15,000); Amex Platinum (NPSL); Citi Diamond Preferred ($9,000); Chase Freedom ($9,000); Wells Fargo Outdoor Solutions ($10,000); SunTrust HELOC ($25,000)
Message 11 of 18
Anonymous
Not applicable

Re: AMEX!! ;)

Thanks everyone! I got it in the mail today still feels surreal. I just wish I didn't feel so paranoid with Amex haha. All the stories of not to use it here or don't do that bothers me a tad but nevertheless I'm excited.
Message 12 of 18
Videoguy
Member

Re: AMEX!! ;)


@Anonymous wrote:
I just wish I didn't feel so paranoid with Amex haha. All the stories of not to use it 

 

Well, of course use it! 

 

However, remember two simple rules:

1. NEVER depend on American Express CC, especially when you travel

2. ALWAYS cary some other brand CC as back up.

 

And you will be fine......

 

(Advice from somebody, who is on Amex extreme black list for last 18 years, but still have valid Amex card.) ;-)

Message 13 of 18
Anonymous
Not applicable

Re: AMEX!! ;)


@Anonymous wrote:
So I was casually browsing the Amex site when I tried out the prequalified offers. To my surprise I was prequalified and ultimately decided to take the inquiry since I have zero on EX. I figured what the heck.

I was approved for 1000 for the BCE. The spinner was taking forever so I was assuming a big fat no. I'm still shocked even though I know I barely got in.

My EX score is 636 with 2% UTL. I currently have VS at 500 and secured discover 500. I have collections from 2014 but they've been paid. I'm so excited to be in with some better banks. I can't believe I took the chance on Amex with my score.

Congratulations! At least they didn't start you out at $500... Smiley Wink

Message 14 of 18
Anonymous
Not applicable

Re: AMEX!! ;)

Judging by personal experience this week and seeing other posts, it looks like now is the time to apply for an Amex revolver if your goal is to get in the door. I was only approved for $500 but I prob shouldn't have been approved in first place. Also I did not prequalify for any offers and was still approved.
Message 15 of 18
Anonymous
Not applicable

Re: AMEX!! ;)

I applied a little over a month ago and felt like I shouldn't have been approved either. I was prequalified but still. It does seem something is up with Amex. At least my score has went up since I applied. I think it's weird they are suddenly approving people they typically wouldn't...
Message 16 of 18
Anonymous
Not applicable

Re: AMEX!! ;)

I am happy for you. When DW got her BCP  15K limit we were in for shock. We were looking for $5K to 10K.  Because of the limit we don't have worry about utilz so it gets used places where either Cap 1 QS or Citi DC would do better.   .  

Message 17 of 18
kidink1911
Established Contributor

Re: AMEX!! ;)

Congratulations and welcome to the AMEX family!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 18 of 18
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