ANOTHER BB&T Spectrum Cash Rewards APPROVAL - $4,500 - SP!!!

[Marz2002]

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@SFLSpotter9210 wrote:
There you go congratulations on your SP approval. Another BB&T member on board. Enjoy the SP card.

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Thanks SFLSpotter9210, I noticed that we have the same BB&T card with the same CL!

How cool is that?!

[Marz2002]

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@padme wrote:

congrats, i got the mailer a month or so ago, got 4900 weird right?> but that apr is wicked high

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Thanks @padme, I agree you have a weird SL and YES the apr is definitely wicked high, but I plan to PIF!

[Marz2002]

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@Mahraja wrote:

Congrats @Marz2002 you nailed it good job..

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Thanks Raj, my friend - I am truly honored by your comment!

[Marz2002]

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@credit_is_crack wrote:

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@Marz2002 wrote:

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@credit_endurance wrote:
Big Congrats Marz2002! I am geo blocked otherwise I’d picked this up as well. 😁Again congrats on the pick up

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Thanks @bruisedcredit my friend, I just happened to be in the right location at the right time!

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@Marz2002, don't sell yourself short. You've been working vigilantly and patiently on rebuilding and your efforts are paying off. You didn't luck your way into this -- You EARNED It!! 

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@credit_is_crack,

Thank You for taking the time to remind me of how I got to this day on my Rebuilding Goals.  I really appreciate it!

[eriquah28]

Congrats to you! That's awesome! Quick question - Do they do a hard pull if you accept one of the offers or is accepting the offer just it with the soft pull?

[credit_is_crack]

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@eriquah28 wrote:

Congrats to you! That's awesome! Quick question - Do they do a hard pull if you accept one of the offers or is accepting the offer just it with the soft pull?

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If it presented you with an offer and you accept it, it will not be a HP. If you did not get any offers and you just apply outright, then fully expect a HP. 

[eriquah28]

Got it! Site gave me 3 offers so I was just verifying. Thanks!

[Marz2002]

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@eriquah28 wrote:

Congrats to you! That's awesome! Quick question - Do they do a hard pull if you accept one of the offers or is accepting the offer just it with the soft pull?

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When you do the Pre-qualify, BB&T will let you know which CCs you qualify for.  After you make your selection, then they will do a SP and in less tha a minute, they will give you a decision.

[Marz2002]

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@eriquah28 wrote:

Got it! Site gave me 3 offers so I was just verifying. Thanks!

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You're welcome @eriquah28,  All the Best!

[Benzman]

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@Marz2002 wrote:

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When you do the Pre-qualify, BB&T will let you know which CCs you qualify for.  After you make your selection, then they will do a SP and in less tha a minute, they will give you a decision.

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I was gonna try for a Bright card since I already have three of their Spectrums, got the three offers when I did the pre qualify, then when I accepted an offer for the Bright, it took me to an actual application page to fill out, but from the way it read, they would do a credit pull, so I stopped. Anyone else get this?