cancel
Showing results for 
Search instead for 
Did you mean: 

AOD 3% Visa Sig & 0% Ford Motor Credit Approvals!!!

Mv350
Valued Contributor

AOD 3% Visa Sig & 0% Ford Motor Credit Approvals!!!

Ok here we go again,

 

This past weekend I got an email from the Ford dealer where I purchased my last car and decided to try for the 0% deal and trade my car in. I was getting my reports ready for a refi on my car anyway, which was at 7.99%. After a couple hours I left with a 2020 Fusion 0% for 72 months. They pulled TU auto 8, 731. They said they were going to pull EX but didn't wait for me to unfreeze it, and ended up going with TU instead. Smiley Happy

2020 Fusion SE2020 Fusion SE

 

Since my perpetual seedling was back to day 2 and I started reading about the 3% card in the CC section, I decided to pull the trigger on that too. Couple of reasons. 1.) I can not get approved for the Citi Costco Card at all, I've tried and always get the NOSoupForYOU!! 2.) I read that they pull EQ5.

 

My last EQ5 pull from DCU was 671, I'm not sure what it is at approval though. 

 

This is my first Visa Signature card, and my first EVER 5 figure approval!!!!!!

$10,000 @ 9.990% I was blown away. Just funded my account over the phone. The CSR's are extremely nice and helpful.

AODFCU 3% CB Visa Sig 10k @ 9.990%AODFCU 3% CB Visa Sig 10k @ 9.990%

TCL- $38,150

 

Now that I hit my goal of a card that can be used at Costco and get CB while doing it, plus the auto approval. I should probably try to garden for really real. 

Edit: additional information

 

Ford motor credit allows half payments each month as long it meets or exceeds the payment due.

FMC when making extra payments it shrinks and pushed out your next payment. Essentially you could prepay and not have a payment due for months. 

 

oh and Happy Hump Day!

HUMP DAY!HUMP DAY!

Message 1 of 49
48 REPLIES 48
AllZero
Super Contributor

Re: AOD 3% Visa Sig & 0% Ford Motor Credit Approvals!!!

Congratulations on your approvals!

Message 2 of 49
Mv350
Valued Contributor

Re: AOD 3% Visa Sig & 0% Ford Motor Credit Approvals!!!


@AllZero wrote:

Congratulations on your approvals!


Thanks AZ!

Message 3 of 49
AverageJoesCredit
Mega Contributor

Re: AOD 3% Visa Sig & 0% Ford Motor Credit Approvals!!!

Awesome job @Mv350 , gotta be nice to have  the trifecta......work, new car and great new cardSmiley Happy. Keep up the fantastic workSmiley Happy

Message 4 of 49
UH_HUH
Valued Contributor

Re: AOD 3% Visa Sig & 0% Ford Motor Credit Approvals!!!

WEll that'san awesome story!

Congratulations on all that good news

@Mv350 !!! Might be hump day

but I really think it's YOUR DAY Smiley Wink

Enjoy all that success,

Cheers

Message 5 of 49
CreditAggie
Senior Contributor

Re: AOD 3% Visa Sig & 0% Ford Motor Credit Approvals!!!

Comgratulations on your AOD approval and your car!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 6 of 49
Gmood1
Community Leader
Super Contributor

Re: AOD 3% Visa Sig & 0% Ford Motor Credit Approvals!!!

Congratulations on your approvals!!

Message 7 of 49
Mr_Mojo_Risin
Valued Contributor

Re: AOD 3% Visa Sig & 0% Ford Motor Credit Approvals!!!

Nice ride Mv350!! Congrats on the 10k SL!!

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 8 of 49
Taurus22
Frequent Contributor

Re: AOD 3% Visa Sig & 0% Ford Motor Credit Approvals!!!

Wow....Cheers!  I know who slammed the red button today.....

 

win it.jpg

Current Wallet
Sock Drawered


Message 9 of 49
Mv350
Valued Contributor

Re: AOD 3% Visa Sig & 0% Ford Motor Credit Approvals!!!


@AverageJoesCredit wrote:

Awesome job @Mv350 , gotta be nice to have  the trifecta......work, new car and great new cardSmiley Happy. Keep up the fantastic workSmiley Happy


Thanks AJC! I appreciate it!

Message 10 of 49
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.