AOD FCU VISA Signature Approval!

[blindambition]

Hey FICO Fam,

I didn't last but a month in the garden. That was for DCU Platinum for a nice 10% APR, for future BT. They later lowered my rate to 8.5%. Thought I was planted awhile!!

After a 2 week hiatus, I came back to this fantastic AOD FCU thread. After reading 40 something pages, I couldn't resist. DP show this to be a little gem of a CU. Looking forward to building a relationship with them.

I applied for membership yesterday. With a Savings and a 3% Visa Signature. My initial app got stuck in system, but they canceled and new app completed late afternoon.

I was approved for membership, Savings and Visa Signature this afternoon. SL of 5K and 7.49% APR. I'm low income in low 20's, so limit is fair.

My DP are as follows; Pulled EQ 5 at 784. 3 new cards in 6 months, 4 in 12, and 5 in 24.

I had 3 INQ on EQ, 2 on EX and 3 on TU.

My apping days are over until 21. I need to make room for US Bank Cash Plus. Need some accounts to age!!

Proud member of App-A-Holics Anonymous!

[AllZero]

Congratulations on your approval!

[Mahraja]

CONGRATS @blindambition ... Another victorious warrior..glad you are on the bus ...

[blindambition]

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@AllZero wrote:
Congratulations on your approval!

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Thanks AZ! It was 50/50 on who responded first. Your support and friendship are greatly appreciated. 🤗 

[blindambition]

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@Mahraja wrote:

CONGRATS @blindambition ... Another victorious warrior..glad you are on the bus ...

Thanks Raj!! I learn from the masters!! *bow*

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[AverageJoesCredit]

Congrats @blindambition 

Thats my kind of approval

[Anonymous]

You and I are the lowest income approvals so far. It's awesome to see another LI friendly CU on the block. Congrats again my friend!

I also thought about it and if US Bank doesn't want to give me the Cash+ with my next app I'm just gonna start chasing SUBs again. If I maxed out all 4 quarters on the Cash+, which won't ever happen, I would add $160 more to my wallet than using my AOD card for the same purchases. As it stands right now I would be looking at $52 more this year plus the $150 SUB. 

[Anonymous]

Congrats on your new AOD FCU VS card!

[thornback]

Congratulations!!   Very nice 

[blindambition]

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@AverageJoesCredit wrote:

Congrats @blindambition 

Thats my kind of approval

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Thanks AJC!! Us low income have to represent. Showing we have possibilities too!!