I first got my AOD with $5K in Jun of 2020. I was 6 months removed from a 5 card spree at the end of 2019, and I believe they were a little spooked about that. I waited 6 months, and requested a CLI at the end of 2020 and was approved from $5K to $10K. I decided recently to roll the dice and burn another HP and requested $25K and was approved. I did to explain to an underwriter why I wanted the extra CL, so that was fun. I was told that getting the max $25K CL would keep from getting a personal loan at this time, since $25K is the max unsecured limit you can have. I'm not sure if that's across the board, or just for me.
Either way, I got the max limit, unfortunately my APR is still at 8.99% instead of the best rate.
Here it comes. Congratulations on your AOD CLI!!! Good high line now. 
@JNA1 wrote:I first got my AOD with $5K in Jun of 2020. I was 6 months removed from a 5 card spree at the end of 2019, and I believe they were a little spooked about that. I waited 6 months, and requested a CLI at the end of 2020 and was approved from $5K to $10K. I decided recently to roll the dice and burn another HP and requested $25K and was approved. I did to explain to an underwriter why I wanted the extra CL, so that was fun. I was told that getting the max $25K CL would keep from getting a personal loan at this time, since $25K is the max unsecured limit you can have. I'm not sure if that's across the board, or just for me.
Either way, I got the max limit, unfortunately my APR is still at 8.99% instead of the best rate.
Way 2 go! Im so sorry for that horrible apr
. If you need a better apr , may i suggest a Synchrony store card, their cards are over 26% and as we all know the higher the number in credit, the better!
@AverageJoesCredit wrote:
@JNA1 wrote:I first got my AOD with $5K in Jun of 2020. I was 6 months removed from a 5 card spree at the end of 2019, and I believe they were a little spooked about that. I waited 6 months, and requested a CLI at the end of 2020 and was approved from $5K to $10K. I decided recently to roll the dice and burn another HP and requested $25K and was approved. I did to explain to an underwriter why I wanted the extra CL, so that was fun. I was told that getting the max $25K CL would keep from getting a personal loan at this time, since $25K is the max unsecured limit you can have. I'm not sure if that's across the board, or just for me.
Either way, I got the max limit, unfortunately my APR is still at 8.99% instead of the best rate.
Way 2 go! Im so sorry for that horrible apr
😂 All things are relative!
And my Sync Summit card says "Hold my beer!" with its excellent 29.99% APR! 🙈😂
@JNA1 wrote:
@AverageJoesCredit wrote:
@JNA1 wrote:I first got my AOD with $5K in Jun of 2020. I was 6 months removed from a 5 card spree at the end of 2019, and I believe they were a little spooked about that. I waited 6 months, and requested a CLI at the end of 2020 and was approved from $5K to $10K. I decided recently to roll the dice and burn another HP and requested $25K and was approved. I did to explain to an underwriter why I wanted the extra CL, so that was fun. I was told that getting the max $25K CL would keep from getting a personal loan at this time, since $25K is the max unsecured limit you can have. I'm not sure if that's across the board, or just for me.
Either way, I got the max limit, unfortunately my APR is still at 8.99% instead of the best rate.
Way 2 go! Im so sorry for that horrible apr
😂 All things are relative!
And my Sync Summit card says "Hold my beer!" with its excellent 29.99% APR! 🙈😂
Outstanding!😁
Congrats on the max out!
