No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
FICOS: FAIR (630-650 range) with TU being the lowest with 11 inqs
CL: 1,000
CLI: I called for a increased but was denied without a counter
App history: Previously applied and denied twice in the last 18 months.
Credit health. Rebuilding. Reports show positive history in the last 1.5 years and utilization under 15%; prior derogs reported are older than 24 months and a few inaccuracies I have not yet disputed.
I had no intention of applying for this card but browsing the forums I saw an approval and said, hey, why not take a shot before you lock down TU. I was expecting to waste an inquiry but I fell out of my chair when the "Congratulations" message showed up. This was on my 2017 wish list. The access to the financing offers will provide greater leverage on my cash flows and I'm glad to add this to my PIF portfolio. I will be aggressive with my payments with the plan to reach a $5k CL by the end of the year.
Congrats! , 1 year ago my first card was amazon too with $800 and 655 score , now i have other cards and good limits , just work hard with patience.
This card is great! 5%off most Amazon purchases and great financing options!
Congrats on your approval. And don't sweat not getting an immediate CLI...use the card responsibly and in a few months you may have a shot at a higher limit. In my experience, Sync increases seem to be tied really close to TU Fico 8 score...the higher the TU the better the chance. Something to keep in mind...
Congratulations! I love my Amazon store card! I started with 700 a year ago and now it is at 10k.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Nice, congrats !