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APPROVED: BB&T Spectrum Cash Rewards

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Regular Contributor

APPROVED: BB&T Spectrum Cash Rewards

Approved online, soft pull, $6,500

 

Originally I was offered all three cards.  I went online today and the offers disappeared for the other two.  I hope I still get the card.Smiley Happy

 

EQ 725

Util 0%

3 Credit Cards

1 Amex

3 Authorized User

2 student loans (1 90 day late on each 6.5 years ago)

1 car loan

20+ closed accounts (1 accounts with previous lates 4+ years ago)

1 collection (6.5 years ago)

 

AAoA 9 years 5 months

Most recent open account 6 months ago 

2 inquiries 6 months old

 

 

Message 1 of 16
15 REPLIES 15
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Super Contributor

Re: APPROVED: BB&T Spectrum Cash Rewards

Congratulations on your approval!
Message 2 of 16
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Established Contributor

Re: APPROVED: BB&T Spectrum Cash Rewards

Congrats!! Nice approval and DP's!!

NFCU More Rewards 20K CL
NFCU Cash Rewards 1,500 CL
Discover IT 1,000 CL
Quicksilver 500 CL (formerly Platinum)

A massive weight has been lifted 11/7/20
Message 3 of 16
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Valued Contributor

Re: APPROVED: BB&T Spectrum Cash Rewards

Congrats on your approval.

12/18/19




05/27/20





Cards

Authorized User
Message 4 of 16
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Valued Contributor

Re: APPROVED: BB&T Spectrum Cash Rewards

Congratulations on your BB&T Spectrum approval!



Current FICO 8:

Credit Age:

Inquiries:

Goal Cards:


Message 5 of 16
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Senior Contributor

Re: APPROVED: BB&T Spectrum Cash Rewards

Congrats on your BB&T approval!




Message 6 of 16
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Valued Contributor

Re: APPROVED: BB&T Spectrum Cash Rewards

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 7 of 16
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Valued Contributor

Re: APPROVED: BB&T Spectrum Cash Rewards

Congratulations on your approval!! 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 8 of 16
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Frequent Contributor

Re: APPROVED: BB&T Spectrum Cash Rewards

Congratulations 

My Cards:


Future Cards:

US Bank Cash + Visa [May 2021 0/12, US Bank 1/12 Rule]
Chase Amazon Prime Rewards Visa [September 2021 4/24, Chase 5/24 Rule]
Currently: [0/6, 3/12, 9/24]
Message 9 of 16
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Valued Contributor

Re: APPROVED: BB&T Spectrum Cash Rewards

Congrats!! That's a nice approval, and love the DPs. Thanks!





Message 10 of 16
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