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Established Member


I am in the process of fixing my credit a couple of months ago my credit scores were

590 equifax

595 transunion

600 experian

At that time I applied for CAP1 QS1 and got approved for $300 dlls also got Approved for Fingerhut $400 dll limit and Credit One Bank with $300 dlls

Today I was debating on wether to apply to Cap1 Paltinum which I did and got a $500 dll limit


Today my scores are as follow

636 equifax

640 transunion

645 experian


I was thinking on perhaps trying walmart or overstoock, what are my chances on getting any of those card with the info I just presented to you guys.



Message 1 of 8
Valued Contributor

Re: APPROVED! CAP1 Platinum

Congrats!!! Keep pushing forward!

Total CL: $304.1kUTL: 3%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k |DISC-40.6k | PENFED-38.4k | AMEX-37k | NFCU-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-11.7k | CHASE-10k

Message 2 of 8
Super Contributor

Re: APPROVED! CAP1 Platinum

Congrats on your cap1 card! I think you would get Wal-Mart approved for the store card, probably a low limit. Did you try the SCT for overstock?

Message 3 of 8
Established Member

Re: APPROVED! CAP1 Platinum

I tried SCT on overstock but then I submitted app and it comes up an error for me to call some number and reference code 3

I tried this like 4 times and same message appears

Message 4 of 8
Frequent Contributor

Re: APPROVED! CAP1 Platinum

Way to GO!!!  If your TU is 640, that should get you a 

Walmart Card; it's right on the Line.  Good Luck!  Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Message 5 of 8
Senior Contributor

Re: APPROVED! CAP1 Platinum

Congrats on the approval !!

Message 6 of 8
Super Contributor

Re: APPROVED! CAP1 Platinum


Current Credit Cards

Currently rebuilding as of (May 2021)
Starting Fico 8 Scores:

Current Fico 8 Scores:

Credit Age:


Message 7 of 8
Valued Contributor

Re: APPROVED! CAP1 Platinum

Congrats on your approvals!  Manage those well and your scrores will jump nicely!  Smiley Happy

Message 8 of 8
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