APPROVED CHASE SAPPHIRE PREFERRED SL $21K WITH 80K... - myFICO® Forums - 5929712

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I received a targeted flier in the mail and I pulled the trigger app'd yesterday. I was instantly approved. 80,000 bonus points after $4k spend. It's my first cc with Chase now I just need one for my small business. Whats the best way to use these bonus points?

Current Fico 8 Score: EQ: 660 TU:716 EX: 704 05/20/2019

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26 REPLIES 26

Congratulations on your approval!

Message 2 of 27

Congratulations on joining the chase family!

Amex Platinum NPSL

Citi AAdvantage Executive | $50,000

Venture X - $15,000

NFCU CashRewards $25,000

NFCU Platinum $25,000 | 5.99% APR

PenFed Gold Visa - $10,000 | 8.24% APR

Discover Balance Transfer - $12,000

Citi Best Buy Visa - $10,000

Delta Business Platinum - $20,000

Garden Sentence

“The man who says he can, and the man who says he can not… Are both correct.”

Message 3 of 27

Nice approval, congrats!

Got some pruning to do... No more new cards!

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Congratulations!!!

Graph of Days Until Next Spade

Starting score - May 2018

April 2021

AAoA - 1 year 6 months

Garden Goal Chart

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Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 6 of 27

Amazing approval! Congrats! Any DPs you'd be willing to share? Also, did you have any relationship with Chase (banking, mortgage, etc.)?

Macys Amex: $25,000

USBank Altitude Go: $24,000

Discover It: $22,500

Amex Blue Cash: $22,500

Citi Double Cash WEMC: $18,900

PenFed Platinum Rewards: $17,500

Citizens Bank Clear Value: $14,000

WF Propel: $12,500

Paypal SmartConnect: $10,000

Chase Freedom Unlimited: $4,900

FICO 8 Scores
EX: 773
EQ: 784
TU: 772

Message 7 of 27

Congrats!!! Nice SL and very sweet SUB. 👍🏻

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Message 9 of 27

Thank U

@NimbusIII wrote:
Congratulations on joining the chase family!

Current Fico 8 Score: EQ: 660 TU:716 EX: 704 05/20/2019

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