Just got approved for my first Chase card, the Chase Amazon Visa after calling the reconsideration line!
My current cards are:
Capital One Quicksilver - $2500 CL - 7 months old
AMEX PRG - 2 months old
Nordstrom Visa - Authorized User - $24,500 CL - 18 moths old
My FAKO scores from CK:
TU: 766 - 3 HPs - 0% Util
EQ: 715 - 3 HPs - 1% Util
I have no other lines of credit (car loan, student loans, etc.) so my credit profile is VERY thin. I knew that when applying for the card but really wanted to start a relationship with Chase so I could start working towards more of their premium cards. I applied for the card last night (9/19/18) and got the 30 day message. I called the automated number tonight and got the 7 - 10 day message, so I decided to try and call the reconsideration line. The representative had me verify my phone number and informed me that my application was denied. I asked about a possible reconsideration as I wanted to start building a relationship with Chase and thought that the Amazon card would be a great starting point. The representative asked me a few questions regarding the cost of my rent (~$1,325 per month) and my income (~$85,000 per year) and then put me on hold for a few minutes and came back and said he decided to approve my application! The reason for the approval was the high limit on the authorized user card and that someone would trust me with such a high limit (thanks parents!).
I was only approved for a $1,000 CL, but that's better than being denied! Excited to have my first Chase card, but its time to start gardening for the next 6 months or so!
