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APPROVED - US Bank Kroger 1-2-3 $9500 SL

Treeshaker
Contributor

APPROVED - US Bank Kroger 1-2-3 $9500 SL

Approved online for Kroger 1-2-3 Mastercard. Instant approval with a $9500 SL. They pulled EQ which is my lowest score as two medical collections are showing. I thought US Bank would pull EX so I was surprised.

 

EX  743

TU  740

EQ  656 (Collections should be removed soon.  Collection agency deleted them today)

I started rebuilding in Sept/Oct of last year.

 

Message 1 of 36
35 REPLIES 35
Obscure-Expert
Valued Contributor

Re: APPROVED - US Bank Kroger 1-2-3 $9500 SL

USB tends to be surprising when you apply.  The rumor was they pulled TU for most things and then they double back and pull someone else if you don't use a specific procedure. 

 

$9500 on Kroger though is impressive.

500K+ TCL / 800+ FCOs
Message 2 of 36
credit_is_crack
Valued Contributor

Re: APPROVED - US Bank Kroger 1-2-3 $9500 SL


@Treeshaker wrote:

Approved online for Kroger 1-2-3 Mastercard. Instant approval with a $9500 SL. They pulled EQ which is my lowest score as two medical collections are showing. I thought US Bank would pull EX so I was surprised.

 

EX  743

TU  740

EQ  656 (Collections should be removed soon.  Collection agency deleted them today)

I started rebuilding in Sept/Oct of last year.

 


Great Approval @Treeshaker!! I didn't even know they rolled out limits like that on the Kroger card, but it is USB and they can be quite rewarding. Congrats on the approval! 

Message 3 of 36
CreditMagic7
Super Contributor

Re: APPROVED - US Bank Kroger 1-2-3 $9500 SL

Simply Incredible! Not seen a Kroger from US Bank Approval in a very long time.

 

Nice generous SL to go with it.

 

Congratulations!

Message 4 of 36
Hasselfree
Valued Contributor

Re: APPROVED - US Bank Kroger 1-2-3 $9500 SL

Congrats on the approval and nice SL!




"Your ego is writing checks your body can't cash".
Message 5 of 36
pizza1
Community Leader
Super Contributor

Re: APPROVED - US Bank Kroger 1-2-3 $9500 SL

Thats a generous SL from them, congrats on the approval! Smiley Happy

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 6 of 36
19eighty5
Senior Contributor

Re: APPROVED - US Bank Kroger 1-2-3 $9500 SL

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 7 of 36
CreditMagic7
Super Contributor

Re: APPROVED - US Bank Kroger 1-2-3 $9500 SL

I done a fair amount of grocery shopping at Kroger AND they also have affiliates, Rulers i think is one.

 

Used to toss those preapprovals as fast as they came in. Had a US Bank Premium card for many years before closing it.

 

This might encourage a return to them sometime this summer. Who knows. That's NOT a bad SL at any rate for this card.

Message 8 of 36
Obscure-Expert
Valued Contributor

Re: APPROVED - US Bank Kroger 1-2-3 $9500 SL

https://en.wikipedia.org/wiki/Kroger

 

#1 for food distributor / grocer (excluding warehouse/discount box stores)

#3 private domestic US employer - nearly 450K employees

 

Actually a pretty interesting read about the company.

500K+ TCL / 800+ FCOs
Message 9 of 36
Marz2002
Valued Contributor

Re: APPROVED - US Bank Kroger 1-2-3 $9500 SL

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your Approval, the AWESOME SL, and Thanks for the DPs!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $18K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $211K+ | Rebuilding since April 2018
Message 10 of 36
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