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APPROVED for AMEX & Apple Card

ethan17debttackler
Regular Contributor

APPROVED for AMEX & Apple Card

Man! After being on the fence these last couple of months, I pulled the trigger on 4/30/21 and was approved for the Apple Card w/a SL of $1500. It's not the greatest CL but sure feels like the "Rebuild" is working! Also applied for B of A Cash Rewards; on the 30-day wait list. Will discuss this on another thread. Then, I applied for Delta Sky Miles Blue AMEX and was instantly approved...for a SL of $10K! I guess they really are generous...even w/an AMEX first timer!! Anyway, that's my story for the day. Back to the garden I go...





26 REPLIES 26
AllZero
Super Contributor

Re: APPROVED for AMEX & Apple Card

Congratulations on your approvals!

Message 2 of 27
TIPPY-BOB
Regular Contributor

Re: APPROVED for AMEX & Apple Card

@ethan17debttackler 

Congrats 🎉🍾🎈 on your approvals!

 

Any data points?

Message 3 of 27
ethan17debttackler
Regular Contributor

Re: APPROVED for AMEX & Apple Card


@TIPPY-BOB wrote:

@ethan17debttackler 

Congrats 🎉🍾🎈 on your approvals!

 

Any data points?


 

@TIPPY-BOB 

 

My DPs: 

 

  • EQ 08 Fico: 661
  • EX 08 Fico: 683
  • TU 08 Fico: 633 (prob higher)
  • AAOA: 11 years 7 months
  • Util: 88%
  • DTI: 31%

TL include 1 Mortgage, 2 Stud Loans and previously, only 1 CC w/CL of $10.5K. No HPs for several years. 





Message 4 of 27
ComeBackLady
Established Contributor

Re: APPROVED for AMEX & Apple Card


@ethan17debttackler wrote:

Man! After being on the fence these last couple of months, I pulled the trigger on 4/30/21 and was approved for the Apple Card w/a SL of $1500. It's not the greatest CL but sure feels like the "Rebuild" is working! Also applied for B of A Cash Rewards; on the 30-day wait list. Will discuss this on another thread. Then, I applied for Delta Sky Miles Blue AMEX and was instantly approved...for a SL of $10K! I guess they really are generous...even w/an AMEX first timer!! Anyway, that's my story for the day. Back to the garden I go...


Congratulations on your approvals!!! 🥳

Starting Score: June 2020: 502
Current Score: EX: May 15 - 687, EQ: APR 2021 – 668, MAY 2021 – 726, APR 26 - TU: 673
May 15 - TU: 697

Goal Score: Good: 670 by May ✅. By JUN 675✅,
Come on 680 across all 3 ✅, 690’s by JUN. Over 700 in 2021, ideally 725plus, 805 LT
Inquiries: 30/0, 60/1, 90/6, 12/13
TCL: JUN 2020 $700, MAY 2021 $13,051
AAoA 1 YR 6 Months AoYA 7 weeks
2021 Goal Cards: NAFs and $5K CL’s


Bank and Credit Union Memberships:

Take the myFICO Fitness Challenge

Message 5 of 27
Total80sKid
Valued Contributor

Re: APPROVED for AMEX & Apple Card

Fantastic! Congrats on the approvals! 

Message 6 of 27
mrcraft
Valued Contributor

Re: APPROVED for AMEX & Apple Card

Congratulations on your approvals!!






Message 7 of 27
Golf-and-Credit
Regular Contributor

Re: APPROVED for AMEX & Apple Card

Congrats on the approvals and the huge Amex success! 

Experian FICO 8: 800!!/2 inq’s 0/12, 2/24
Equifax FICO 8: 775/3 inq’s 1/12, 2/24
Transunion FICO 8: 772/2 inq’s 0/12, 2/24
Message 8 of 27
CreditAggie
Senior Contributor

Re: APPROVED for AMEX & Apple Card

Congratulations on your approvals!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 9 of 27
coreyb80
Valued Contributor

Re: APPROVED for AMEX & Apple Card

Congrats on the approvals!

Message 10 of 27
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