I am so excited- I've been approved for 3 new cards- Amex green and BCE, as well as Chase Freedom!
Just a year ago I found these forums, and I have learned an incredible amount. I found to courage to attack my student loans head on and get them out of default, get rid of dings on my credit, and applied for cap one and us bank secured cards to establish revolving credit. I've faithfully PIF (after making sure the amounts hit the bill and kept my util around 5%) and worked so hard to get my credit back under control, and here I am today, with 3 great cards, much better credit, and knowledge that is incredibly empowering. I can't believe I got approved for Amex!!!
I cannot wait to get rid of these dinky little sub prime cards and garden, garden, garden.
Thank you all for the knowledge you've all posted in the forums. I'm more of a lurker than a poster, but please know I am so grateful for you all!
@wenckebach wrote:I am so excited- I've been approved for 3 new cards- Amex green and BCE, as well as Chase Freedom!
Just a year ago I found these forums, and I have learned an incredible amount. I found to courage to attack my student loans head on and get them out of default, get rid of dings on my credit, and applied for cap one and us bank secured cards to establish revolving credit. I've faithfully PIF (after making sure the amounts hit the bill and kept my util around 5%) and worked so hard to get my credit back under control, and here I am today, with 3 great cards, much better credit, and knowledge that is incredibly empowering. I can't believe I got approved for Amex!!!
I cannot wait to get rid of these dinky little sub prime cards and garden, garden, garden.
Thank you all for the knowledge you've all posted in the forums. I'm more of a lurker than a poster, but please know I am so grateful for you all!
A big Congrats X3 
very nice cards you got this is the best forum in the world in my book
Congratulations x3!!
Starting Score: 639 (Walmart TU)
Nice run, congrats
Congrats, OP!! WTG!!!!! Your story sounds much like mine about 3years ago, always great to hear wonderful success stories! Welcome to the Chase/ AMEX family, treat your new cards well
congrats
@wenckebach wrote:I am so excited- I've been approved for 3 new cards- Amex green and BCE, as well as Chase Freedom!
Just a year ago I found these forums, and I have learned an incredible amount. I found to courage to attack my student loans head on and get them out of default, get rid of dings on my credit, and applied for cap one and us bank secured cards to establish revolving credit. I've faithfully PIF (after making sure the amounts hit the bill and kept my util around 5%) and worked so hard to get my credit back under control, and here I am today, with 3 great cards, much better credit, and knowledge that is incredibly empowering. I can't believe I got approved for Amex!!!
I cannot wait to get rid of these dinky little sub prime cards and garden, garden, garden.
Thank you all for the knowledge you've all posted in the forums. I'm more of a lurker than a poster, but please know I am so grateful for you all!
Congrats on your efforts and Welcome to the AMEX FAMILY!!!
I was in the same vote 3 years with the student loans. I have about 10 120 day lates reporting for 2 loans. It's a hard fight but once you get out, that sense of freedom and entitlement is near 