APPROVED for FNBO $14K

justjac2 · ‎10-29-2020

My first snail mail pre-approval other than Ollo or Discover (or garbage cards) in many years, and got my largest SL ever! I was expecting a denial on inquiries alone (14/24 on EX) or something in the <$5K range, so I'm just beside myself

0% on purchases and BT until January 2022, then 12.99-19.99 after that (I guess I'll find out when I get the card, but I probably won't be paying it anyway). No AF, 1% cashback which is piddly I know, but I can live with that.

One in, one out, so now I can get rid of my BB&T Travel before the AF kicks in December. That's my only card with an annual fee.

ETA: EX FICO 8 is 756

FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.

M_Smart007 · ‎10-29-2020

Congratulations on your FNBO Approval..

justjac2 · ‎10-29-2020

@M_Smart007 wrote:
Congratulations on your FNBO Approval..

Thanks!

FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.

Mr_Mojo_Risin · ‎10-29-2020

Thats a mighty fine approval there!!

Congrats to you!!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL

justjac2 · ‎10-29-2020

@Mr_Mojo_Risin wrote:
Thats a mighty fine approval there!!
Congrats to you!!

Thank you!

FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.

Anonymous · ‎10-29-2020

Congrats !

AllZero · ‎10-29-2020

Congratulations on your approval!

gdale6 · ‎10-29-2020

Grats on your FNBO achievement

CreditAggie · ‎10-29-2020

Congratulations on your FNBO approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

cashorcharge · ‎10-29-2020

Nicely done! Congratulations and enjoy that new card!