APPROVED for the AMEX BCE!!

RJT1534 · ‎12-16-2013

CL of $2k....I called to expedite the card but they said the BCE doesnt qualify for expedited shipping. Weird.

Here's my Experian Report since thats where AMEX pulled from....

Experian Plus Score 714

Experian FICO Score 695

Credit History: 8 years

AAoA: 4 years

Income: 45k

One acct that went to charge off in April of 2010 (Paid)

30 day late in June 2008

7 inq in past 12 months (1 in the past 6 months)

CC's Balance/CL

Chase Freedom: 1550/5000

Discover IT: 0/1500

Capital One Platinum: 45/1250

Capital One (formerly Household bank): 0/920

CFNA Firestone: 0/1000

Do some people call for a CLI right after they are approved or should I wait 61 days for a 3x CLI?

Thanks!!

yudeology101 · ‎12-16-2013

Congrats on your approval!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

Uppingmyscore · ‎12-16-2013

Welcome to the AMEX family and yes you'll have to wait until the 61 days before seeking a CLI.

My Wallet: Amex Express BCE $27,000, Amex Express Blue Sky $6,000, Delta SkyMiles $10,000, Discover $14,000, Chase Freedom $23,500, Capital One $8,000, SAMS $10,000, and LOWES $10,000

knoregs · ‎12-16-2013

Congrats!

~kn

EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15

Xarth · ‎12-16-2013

I also just got approved for a BCE, but for only $1k...I guess all that matters is that I will treat it like gold and go for $3k after 61 days.

RJT1534 · ‎12-16-2013

61....is it from the day you applied and got approved or the day you receive the card and activate it?

myjourney · ‎12-16-2013

Congrats and welcome to the Amex family

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Xarth · ‎12-16-2013

From my understanding, it's 61 days from the date under your Recent Charges section before your first statment closes.

Mine says "Since December 14", so my 61st day would be Feb 13, 2014.

coldnmn · ‎12-16-2013

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

gdale6 · ‎12-16-2013

Thanks for the info. Enjoy