Lost my screenshot in excitement, dont want to mess with removing account info, so I'll update thread with a proof in a puddin' when letter comes.
Card was opened end of June with SL of $5k reconed to $9k after another HP. I wanted more, and I've groveled for months.
I could not sleep again, so this morning during quiet insomnia rage, I decided to fill online form and get my "we'll let you know later" or "haha, NO!"
Entered income, housing info, stared to the button, got logged out 5 times while thinking if this was a good idea or not. 6th time chrome decided it wasn't meant to be. 7th time I touched, and $4000.00 increase. No HP as of right now. It was instant.
Card is only 6 months old, average spend on it is around $5000, with at least $3500 via Samsung Pay. Rest was me throwing them 1% bone while buying their love.
Considering the age of this card, I think it somewhat worked.
Limit now is $13000,00. Still less than what I asked for but quite a bit more manageable given the spend on it.
I can stop groveling now for a few weeks.
They must have used score and report from account review on 10/25, prior to Citi card showing.
Current FICO 9 (if that's what they are using for account reviews is 771, FICO 8 753.
This concludes AR saga for the next 6 months.
I dont understand why they didn't just do auto CLI if I was eligible for increase 🤷♀️
