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AR $4000.00 increase, SP via link in the account

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Re: AR $4000.00 increase, SP via link in the account


@Remedios wrote:
Limit now is $13000,00. Still less than what I asked for but quite a bit more manageable given the spend on it.


@Remedios wrote:
There was no counter offer, you dont get to ask for any particular amount.  You're just asking for increase.

I'm sorry.  I misinterpreted the "Still less than what I asked for" part as you asking for an amount on this increase, rather than the earlier recon.


Message 31 of 68
Established Contributor

Re: AR $4000.00 increase, SP via link in the account

hey congrats @Remedios ...lucky you Rem ..they auto increase me few months back on flexperks visa signature ..

Profile Worth 1.4M+
___________R.a.j
Message 32 of 68
Moderator

Re: AR $4000.00 increase, SP via link in the account


@Remedios wrote:
Lost my screenshot in excitement, dont want to mess with removing account info, so I'll update thread with a proof in a puddin' when letter comes.

Card was opened end of June with SL of $5k reconed to $9k after another HP. I wanted more, and I've groveled for months.

I could not sleep again, so this morning during quiet insomnia rage, I decided to fill online form and get my "we'll let you know later" or "haha, NO!"

Entered income, housing info, stared to the button, got logged out 5 times while thinking if this was a good idea or not. 6th time chrome decided it wasn't meant to be. 7th time I touched, and $4000.00 increase. No HP as of right now. It was instant.
Card is only 6 months old, average spend on it is around $5000, with at least $3500 via Samsung Pay. Rest was me throwing them 1% bone while buying their love.
Considering the age of this card, I think it somewhat worked.

Limit now is $13000,00. Still less than what I asked for but quite a bit more manageable given the spend on it.

I can stop groveling now for a few weeks.

They must have used score and report from account review on 10/25, prior to Citi card showing.

Current FICO 9 (if that's what they are using for account reviews is 771, FICO 8 753.

This concludes AR saga for the next 6 months.

I dont understand why they didn't just do auto CLI if I was eligible for increase 🤷‍♀️

And that's how it's done... huge congrats, my friend!  screamer.gif Smiley Very Happy

 

This is awesome enough to get even me dancing... Smiley Very Happy

 

Image result for mr six gif

 

And of course the obligatory:

 

LIKE-A-BOSS.jpg

Message 33 of 68
Community Leader
Mega Contributor

Re: AR $4000.00 increase, SP via link in the account

I may have to sprain my ankle so I can go home.

Message 34 of 68
Community Leader
Mega Contributor

Re: AR $4000.00 increase, SP via link in the account

@UncleB  I'm going to give you all my logins.  You'll need to change them and  not give them back to me till 11 am. I make better decisions in the afternoon 😂

Message 35 of 68
Moderator

Re: AR $4000.00 increase, SP via link in the account


@Remedios wrote:

@UncleB  I'm going to give you all my logins.  You'll need to change them and  not give them back to me till 11 am. I make better decisions in the afternoon 😂


Haha... I'm sure that's not necessary, I have faith in you!  Smiley Wink  Smiley Very Happy

Message 36 of 68
Moderator

Re: AR $4000.00 increase, SP via link in the account


@Remedios wrote:
Lost my screenshot in excitement, dont want to mess with removing account info, so I'll update thread with a proof in a puddin' when letter comes.

Card was opened end of June with SL of $5k reconed to $9k after another HP. I wanted more, and I've groveled for months.

I could not sleep again, so this morning during quiet insomnia rage, I decided to fill online form and get my "we'll let you know later" or "haha, NO!"

Entered income, housing info, stared to the button, got logged out 5 times while thinking if this was a good idea or not. 6th time chrome decided it wasn't meant to be. 7th time I touched, and $4000.00 increase. No HP as of right now. It was instant.
Card is only 6 months old, average spend on it is around $5000, with at least $3500 via Samsung Pay. Rest was me throwing them 1% bone while buying their love.
Considering the age of this card, I think it somewhat worked.

Limit now is $13000,00. Still less than what I asked for but quite a bit more manageable given the spend on it.

I can stop groveling now for a few weeks.

They must have used score and report from account review on 10/25, prior to Citi card showing.

Current FICO 9 (if that's what they are using for account reviews is 771, FICO 8 753.

This concludes AR saga for the next 6 months.

I dont understand why they didn't just do auto CLI if I was eligible for increase 🤷‍♀️

Since they do not ever ask for income updates then I do believe they are pretty much precluded from giving auto CLI by the card act though you may not have received another due to the newness of the account. Grats on getting the CLI Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 37 of 68
Community Leader
Super Contributor

Re: AR $4000.00 increase, SP via link in the account

Congratulations Remedios. That's a nice CLI and right before the holidays too. Kudos to you.

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 804
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| NFCU CashRewards $30K || AmX Cash Magnet $25K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 38 of 68
Established Contributor

Re: AR $4000.00 increase, SP via link in the account

Congrats Remmy! Smiley Happy


Message 39 of 68
Senior Contributor

Re: AR $4000.00 increase, SP via link in the account


@Remedios wrote:

@UncleB  I'm going to give you all my logins.  You'll need to change them and  not give them back to me till 11 am. I make better decisions in the afternoon 😂


@Remedios part of me wants to make a wiseassed comment here but my heart isn't in it, I'm just happy for you.  Smiley Very Happy

(8/2019)
FICO 8 (EX) 793 (TU) 808 (EQ) 794
FICO 9 (EX) 822 (TU) 827 (EQ) 844

$800K+ club
Message 40 of 68
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